Cortland County and Cortland City property record for 17 Circle Dr, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,248 sqft · built 1957 |
| Lot Size | 0.45 acres (19,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Aug 2008) |
| Tax Bill | $10,857 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 110200 86.55-01-04.000 |
| Primary APN | 110200 86.55-01-04.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 2,248 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,635 sqft (0.45 acres) |
| Lot Dimensions | 187 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 272 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 17 CIRCLE DR |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970700 |
17 Circle Dr is owned by two individuals who bought it in August 2008.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 484, BOCA RATON, FL 33429-0484 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2008 · Amount on File |
| Deed Sale | Aug 1, 2008 · Amount on File |
| Prior Sale | Oct 6, 1994 · Amount on File |
| Deed Book / Page | 2008 / 4473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 10, 2026 |
| Property Address | 17 CIRCLE DR, CORTLAND, NY 13045-1819 |
| Document Number | 0000002520 |
| Instrument Date | May 14, 2026 |
| Instrument | 20262520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 17 CIRCLE DR, CORTLAND, NY 13045-1819 |
| Document Number | 0000002520, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20262520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 17 Circle Dr was $10,857, up 63.5% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,857.00 (+63.53%) | ||
| 2025 | $6,639.00 | $290,000 Land $23,600 Building $266,400 | $298,969 Land $24,330 Building $274,639 |
| 2023 | $6,478.00 Homeowner's exemption Senior Citizen's exemption | $188,900 Land $16,500 Building $172,400 | $258,767 Land $22,603 Building $236,164 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Circle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 17 Circle Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance, Verizon.
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