Flagler County property record for 17 Christopher Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,794 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Oct 2021) |
| Tax Bill | $9,375 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7004-00030-0120 |
| Primary APN | 07-11-31-7004-00030-0120 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,794 sqft Living Area |
| Gross Area | 3,683 sqft |
| 1st Floor Area | 2,794 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 320 sqft |
| Pool Area | 394 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17 CHRISTOPHER CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 4 BL 3 LT 12 OR 123 PG 153 OR 160 PG 503 OR 201 PG 559-DC OR 208 PG 740 OR 252 PG 469 OR 723 PG 5 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60105 |
17 Christopher Ct is owned and occupied by two individuals who bought it in October 2021.
Source: Flagler County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 CHRISTOPHER CT, PALM COAST, FL 32137-8365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on File |
| Deed Sale | Oct 18, 2021 · Amount on File |
| Prior Sale | Jan 5, 2001 · Amount on File |
| Deed Document Number | 202157641 |
| Deed Book / Page | 2618 / 1064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 17 CHRISTOPHER CT, PALM COAST, FL 32137-8365 |
| Document Number | 0026181064 |
| Book / Page | 2618 / 1064 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021057641 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 FORGE LN, 25, PALM COAST, FL 32137-8450 |
| Name | Verified Name |
|---|---|
| Address | 17 CHRISTOPHER CT, PALM COAST, FL 32137-8365 |
| Document Number | 26181066 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2618/1066 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 17 CHRISTOPHER CT, PALM COAST, FL 32137-8365 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 17 CHRISTOPHER CT, PALM COAST, FL 32137-8365 |
| Document Number | 0025971087 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 2597/1087 |
| Instrument | 2021045994 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 17 CHRISTOPHER CT, PALM COAST, FL 32137-8365 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 17 CHRISTOPHER CT, PALM COAST, FL 32137-8365 |
| Document Number | 0024870408 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 2487/408 |
| Instrument | 2020042482 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 17 Christopher Ct was $9,375 with a homeowner's exemption.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,375.00 Homeowner's exemption | $559,002 | $673,695 Land $180,000 Building $493,695 |
| 2023 | $8,980.00 (+0.55%) Homeowner's exemption | $527,425 (+3%) | $657,942 (+12.04%) Land $180,000 Building $477,942 |
| 2022 | $8,931.00 Homeowner's exemption | $512,063 | $587,240 Land $180,000 Building $407,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Christopher Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 318 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 522 units insured incl. 204 condo units |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Christopher Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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