Benton County property record for 17 Cheddar Dr, Bella Vista, AR 72715
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,787 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $375,000 (Apr 2026) |
| Tax Bill | $2,423 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-14209-000 |
| Primary APN | 16-14209-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 2,843 sqft |
| 1st Floor Area | 1,787 sqft |
| Basement Area | 656 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 258 sqft |
| Deck Area | 500 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 75919 |
|---|---|
| Street Address | 17 CHEDDAR DR |
| City | BELLA VISTA |
| State | AR |
| Zip | 72715-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 31 |
| Legal Township | 21 |
| Legal Section | 28 |
| Legal Subdivision | HARTLEPOOL SUB-BVV |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20806 |
17 Cheddar Dr is owner-occupied and held in a trust since April 2026.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 17 CHEDDAR DR, BELLA VISTA, AR 72715-6310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Nov 19, 2010 · Amount on File |
| Deed Document Number | 202623056 |
| Transfer Doc | 0000000000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 17 CHEDDAR DR, BELLA VISTA, AR 72715-6310 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | L202224319 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | L202224319 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 17 CHEDDAR DR, BELLA VISTA, AR 72715-6310 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000065971 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021065971 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 17 CHEDDAR DR, BELLA VISTA, AR 72715-6310 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17 CHEDDAR DR, BELLA VISTA, AR 72715-6310 |
| Document Number | 0000047575 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021047575 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 234 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Apr 24, 2026 |
| Property Address | 17 CHEDDAR DR, BELLA VISTA, AR 72715-6310 |
| Document Number | 0000023056 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.23056 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | BESTITLE, BEST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124,987.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 17 CHEDDAR DR, BELLA VISTA, AR 72715-6310 |
| Document Number | 0000023057, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026.23057 |
| Name | LEADER ONE FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 17 Cheddar Dr was $2,423, up 5.3% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Bella Vista City |
| Unified School District | Gravette School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,423.00 (+5.35%) | $74,653 (-) Land $1,600 Building $73,053 | $373,265 (-) Land $8,000 Building $365,265 |
| 2025 | $2,300.00 Homeowner's exemption | $74,653 Land $1,600 Building $73,053 | $373,265 (-) Land $8,000 Building $365,265 |
| 2024 | $373,265 (+51.43%) Land $8,000 Building $365,265 | ||
| 2023 | $2,007.00 Homeowner's exemption | $49,300 Land $800 Building $48,500 | $246,500 Land $4,000 Building $242,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17 Cheddar Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Cheddar Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLA VISTA POA serves 39,419 people · EPA ID AR0000039 |
|---|---|
| Water Source | Purchased surface water from BENTONVILLE WATER UTILITIES |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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