17 Cedar Rd, Owenton, KY 40359 Property Records

Owen County property record for 17 Cedar Rd, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,560 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$470,000 (Oct 2023)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075-80-00-017.00`

Property Details

APN / Parcel Number

Primary APN	`075-80-00-017.00`
Alternative APN	`6995`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	1,260 sqft

Exterior

Year Built	Built 1988
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Terrain	Rolling
View / Lot	Water

Exterior Amenities

Porch	Open Porch
Porch Area	500 sqft
Deck Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	6995
Street Address	17 CEDAR RD
City	OWENTON
State	KY
Zip	40359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 WATER LOTS/1 HOUSES/IMPS
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	1
Census Block	1016
Census Tract	970202

Owner

Source: Owen County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17 ELK LAKE RESORT RD, OWENTON, KY 40359-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Oct 9, 2007
Deed Document Number	1168116
Deed Book / Page	D272 / 529
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Oct 11, 2023
Property Address	17 CEDAR RD, OWENTON, KY 40359
Document Number	00D272/529
Book / Page	D272 / 529
Map Reference	MB 103 PG 233
Instrument Date	Oct 2, 2023
Instrument	1168116
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9483 HADLEY DR, WEST CHESTER, OH 45069-4049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 ELK RESORT ROAD, OWENTON, KY 40359

Mortgage

Document Number	000M329423
Date	Oct 11, 2023
Instrument	M329/423

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,595.00 (+65.53%)	$470,000 (+40.59%)	$470,000 (+40.59%)
2023	$3,380.00 Homeowner's exemption	$334,300	$334,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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