17 Carmina Dr, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 17 Carmina Dr, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,782 sqft · built 2001
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$394,076 (Aug 2001)
Tax Bill	$4,569 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4377-04-71-8232`

Property Details

APN / Parcel Number

Primary APN	`4377-04-71-8232`
Alternative APNs	`49-4377-04-71-8232` `49000590` `000590`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,782 sqft Living Area
Basement Area	1,500 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Neighborhood
Garage Type	Attached
Pool Area	1,280 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49000590
Street Address	17 CARMINA DR
City	READING
State	PA
Zip	19608-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN VLY ESTATES PH 07
Legal Block	71
Legal Lot Number	498
Jurisdiction	BERKS PA
Township / Civil Division	LOWER HEIDELBERG
Census Block Group	1
Census Block	1007
Census Tract	10602

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 CARMINA DR, READING, PA 19608-8610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Mar 7, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2001 · Amount on Record
Deed Sale	Aug 23, 2001 · Amount on Record
Deed Document Number	200146489
Deed Book / Page	3385 / 1420
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	17 CARMINA DR, SINKING SPRING, PA 19608-8610
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033754
Date	Sep 21, 2020
Instrument	2020033754

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	17 CARMINA DR, SINKING SPRING, PA 19608-8610
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CARMINA DR, SINKING SPRING, PA 19608-8610

Mortgage

Document Number	0000048067
Date	Dec 16, 2020
Instrument	2020048067

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	17 CARMINA DR, SINKING SPRING, PA 19608-8610
Document Number	0000004057
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CARMINA DR READING PA 196088610, READING, PA 19608-8610

Mortgage

Document Number	0000004057
Date	Feb 5, 2018
Instrument	4057

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2043

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Mar 7, 2017
Property Address	17 CARMINA DR, SINKING SPRING, PA 19608-8610
Document Number	0000008279
Instrument Date	Mar 3, 2017
Instrument	8279
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	MORTGAGE CONNECT ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CARMINA DR READING PA 196088610, READING, PA 19608-8610

Mortgage

Document Number	8280
Date	Mar 7, 2017
Instrument	8280

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Heidelberg Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,569.00 (+5.81%)	$286,100 (-) Land $22,600 Building $263,500	$22,600 (-92.1%) Land $22,600
2024	$4,318.00	$286,100 Land $22,600 Building $263,500
1994			$286,100 Land $22,600 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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