17 Blue Spruce Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 17 Blue Spruce Ln, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 990 sqft · built 1956
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$16,937 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APN473489 93.-1-61

Property Details

APN / Parcel Number

Primary APN473489 93.-1-61
Alternative APNs
  • 0800-093.00-01.00-061.000
  • 348909300000010610000000
  • 47340022498

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area990 sqft Living Area
Gross Area1,471 sqft
1st Floor Area990 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area481 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address17 BLUE SPRUCE LN
CityCOMMACK
StateNY
Zip11725-2317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12-472776 TC-52 *2458 LOT 12 MAYFAIR ESTATES SEC A
Legal SubdivisionMAYFAIR ESTATES
Legal Block1
Legal Lot Number61
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1019
Census Tract135102

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 93.-1-61

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address17 BLUE SPRUCE LN, COMMACK, NY 11725-2317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Deed of Trust, Mortgage · Line of Credit
JOVIA FINANCIAL FCU
Nov 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 1997
Deed SaleApr 11, 1997
Deed Book / Page11825 / 167
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address17 BLUE SPRUCE LN, COMMACK, NY 11725-2317
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0237150253
DateMar 06, 2026
Book Page23715/253
Lender
NameJOVIA FINANCIAL FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address17 BLUE SPRUCE LN, COMMACK, NY 11725-2317
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231940237
DateNov 12, 2020
Book Page23194/237
InstrumentDL035224
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,565 (-) Land $300 Building $6,265$820,625 (+10,774.97%) Land $37,500 Building $783,125
2024$16,937.00
2023$6,565 Land $300 Building $6,265$7,546 Land $345 Building $7,201

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2010)
Claims Outside the SFHA5 of 5
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 366 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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