17 Bernardo Dr, Montague, MA 01351 Property Records

Franklin County and Montague Town property record for 17 Bernardo Dr, Montague, MA 01351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1968
Lot Size	1.71 acres (74,618 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,206 (2025)
Deeds & Mortgages	May 2022 Refinance Apr 2017 Line of Credit
APN	`MONT M:0040 B:0000 L:69`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0040 B:0000 L:69`
Alternative APN	`MTGU M:0040 B:0000 L:69`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,896 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,618 sqft (1.71 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	17 BERNARDO DR
City	MONTAGUE
State	MA
Zip	01351-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	69
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	2
Census Block	2035
Census Tract	40702

Owner

17 Bernardo Dr, a single family home, is owned by two individuals.

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 BERNARDO DR, MONTAGUE, MA 01351-9525
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	17 BERNARDO DR, MONTAGUE, MA 01351-9525
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008001-121
Date	May 18, 2022
Book Page	8001/121
Instrument	5481

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	17 BERNARDO DR, MONTAGUE, MA 01351-9525
Document Number	7017-63
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7017-63
Date	Apr 14, 2017
Book Page	007017/000063
Instrument	3644

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17 Bernardo Dr was $3,206, down 5.5% from the year before.

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (-5.54%)	$210,800 (-2.5%) Land $70,100 Building $140,700	$272,519 (-2.89%)
2024	$3,394.00 (+2.94%)	$216,200 (+2.61%) Land $70,100 Building $146,100	$280,630
2023	$3,297.00	$210,700 Land $70,100 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 17 Bernardo Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Bernardo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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