17 Berkeley Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 17 Berkeley Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,846 sqft · built 2024
Lot Size	0.578 acres (25,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,500 (Jul 2020)
Tax Bill	$1,889 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`02-3E-0008.0000`

Property Details

APN / Parcel Number

Primary APN	`02-3E-0008.0000`
Alternative APN	`33-02-3E-0008.0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,846 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	25,160 sqft (0.578 acres)
Lot Dimensions	117 ft deep x 268 ft wide
Terrain	Rolling
Garage Area	528 sqft
Porch	Porch
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	17 BERKELEY LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN TERRACE LOT 1 0.5776 AC
Legal Subdivision	MARTIN TERRACE
Legal Lot Number	1
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	970800

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 BERKELEY LN, BERKELEY SPRINGS, WV 25411-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Jul 13, 2020	Deed, Transfer · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	2020868006
Deed Book / Page	276 / 565
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	17 BERKELEY LN, BERKELEY SPRINGS, WV 25411-3230
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000519/890
Date	Apr 29, 2025
Book Page	519/890
Instrument	911975

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jul 13, 2020
Property Address	17 BERKELEY LN, BERKELEY SPRINGS, WV 25411-3230
Document Number	000276/565
Book / Page	276 / 565
Instrument Date	Jul 10, 2020
Instrument	868006
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 BERKELEY LN, BERKELEY SPRINGS, WV 25411-3230

Mortgage

Document Number	000453/745
Date	Jul 13, 2020
Book Page	453/745
Instrument	868007

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,889.00 (+5.65%)	$190,500 (+111.81%) Land $28,440 Building $162,060	$317,500 (+111.81%) Land $47,400 Building $270,100
2025	$1,788.00 (+368.06%)	$89,940 (+370.15%) Land $28,440 Building $61,500	$149,900 (-35.11%) Land $47,400 Building $102,500
2023	$382.00	$19,130 Building $19,130	$231,000 Land $43,500 Building $187,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–1996)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 3 claims Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERKELEY SPRINGS serves 3,526 people · EPA ID WV3303301
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity resolved · Apr 2018
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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