17 Bay Pointe Dr, Bloomington, IL 61704 Property Records

McLean County property record for 17 Bay Pointe Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,064 sqft · built 1988
Lot Size	0.22 acres (9,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Jul 2020)
Tax Bill	$7,596 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-25-176-024`

Property Details

APN / Parcel Number

Primary APN	`14-25-176-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,064 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	1,270 sqft
Basement Area	948 sqft
Finished Basement	428 sqft
Unfinished Basement	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	9,580 sqft (0.22 acres)
Lot Dimensions	110 ft deep x 86 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	300 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	17 BAY POINTE DR
City	BLOOMINGTON
State	IL
Zip	61704-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH POINTE NO 7 SUB LOT 609
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE NO 7 SUB
Legal Lot Number	609
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1016
Census Tract	506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 BAY POINTE DR, BLOOMINGTON, IL 61704-1447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	202012160
Last Transfer Date	Feb 21, 2025
Transfer Doc	0000002525
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 2, 2020
Property Address	17 BAY POINTE DR, BLOOMINGTON, IL 61704-1447
Document Number	202000012160
Map Reference	DOC 86-9608
Instrument Date	Jun 19, 2020
Instrument	2020-00012160
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BAY POINTE DR, BLOOMINGTON, IL 61704-1447

Mortgage

Document Number	202000012161
Date	Jul 2, 2020
Instrument	2020-00012161

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate	3.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	17 BAY POINTE DR, BLOOMINGTON, IL 61704-1447
Transaction Type	Mortgage
Record Updated	Jun 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000010190
Date	Jun 9, 2020
Instrument	2020-00010190

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	May 27, 2021

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,888 (+28.04%) Land $29,017 Building $76,871	$317,664 (+28.04%) Land $87,051 Building $230,613
2024	$7,596.00 (+16.9%)
2023	$6,498.00	$82,700 Land $22,663 Building $60,037	$248,100 Land $67,989 Building $180,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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