17 Bancroft Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 17 Bancroft Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$348,000 (Aug 2021)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A2-2-72-12`

Property Details

APN / Parcel Number

Primary APN	`3A2-2-72-12`
Alternative APN	`20567`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20567
Old Parcel Number	3A2-2-72-12
Street Address	17 BANCROFT AVE
City	COLONIAL BEACH
State	VA
Zip	22443-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	LOTS 12 & 13 BK 72 DB 946 PG 3156 R/S
Legal Block	72
Legal Lot Number	12-13 13
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2053
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17 BANCROFT AVE, COLONIAL BEACH, VA 22443-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORPORATION
Aug 31, 2021	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND
Mar 30, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	0009463156
Deed Book / Page	946 / 3156
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	17 BANCROFT AVE, COLONIAL BEACH, VA 22443-2401
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009472762
Date	Sep 28, 2021
Instrument	09472762

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 31, 2021
Property Address	17 BANCROFT AVE, COLONIAL BEACH, VA 22443-2401
Document Number	09463156
Instrument Date	Aug 30, 2021
Instrument	09463156
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BANCROFT AVE, COLONIAL BEACH, VA 22443-2401

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 30, 2018
Property Address	17 BANCROFT AVE, COLONIAL BEACH, VA 22443-2401
Document Number	0009051373
Instrument Date	Mar 30, 2018
Instrument	9051373
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 WILLOW LANDING RD, STAFFORD, VA 22554-5244

Mortgage

Document Number	0009051375
Date	Mar 30, 2018
Instrument	9051375

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (+14.87%)	$292,500 (+1.46%) Land $68,300 Building $224,200	$292,500 (+1.46%) Land $68,300 Building $224,200
2023		$288,300 Land $68,300 Building $220,000	$288,300 Land $68,300 Building $220,000
2022	$1,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Nearby Flood Policies	103 units insured incl. 8 condo units
Nearby Flood Claims	3 (2015–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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