17 Bailey Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 17 Bailey Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,014 sqft · built 2011
Lot Size	0.609 acres (26,516 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2017)
Tax Bill	$7,441 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:56-R L:21 U:1-C`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:56-R L:21 U:1-C`
Alternative APN	`M:329056 B:R0021 L:0001C`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,014 sqft Living Area
Gross Area	4,098 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,516 sqft (0.609 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	17 BAILEY DR
City	WESTFIELD
State	MA
Zip	01085-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SCARFO CONSTRUCTION INC
Legal Lot Number	21
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3013
Census Tract	812800

Owner

17 Bailey Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 BAILEY DR, WESTFIELD, MA 01085-5335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Nov 28, 2017	Deed of Trust, Mortgage · Conventional with PMI BROKER SOLUTIONS
Mar 17, 2017	Quit Claim Deed, Transfer TOP FLITE FIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on File
Deed Sale	Mar 17, 2017 · Amount on File
Prior Sale	Jul 27, 2011 · Amount on File
Deed Document Number	201713989
Deed Book / Page	21604 / 449
Transfer Doc	021604-449
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	17 BAILEY DR, WESTFIELD, MA 01085-5335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025623-338
Date	Oct 24, 2024
Book Page	25623/338
Instrument	49477

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	17 BAILEY DR, WESTFIELD, MA 01085-5335
Document Number	21973-111
Book / Page	021973 / 000111
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21973-111
Date	Dec 4, 2017
Book Page	021973/000111
Instrument	71745

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Mar 17, 2017
Property Address	17 BAILEY DR, WESTFIELD, MA 01085-5335
Document Number	21604-449
Book / Page	21604 / 449
Instrument	13989
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216040452
Date	Mar 17, 2017
Instrument	21604/0452

Lender

Name	TOP FLITE FIN INC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 17 Bailey Dr was $7,441, up 2.5% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,441.00 (+2.48%)	$498,400 (+4.2%) Land $136,300 Building $362,100	$515,769 (-9.23%)
2025	$7,261.00	$478,300 Land $131,300 Building $347,000	$568,195 (-0.35%)
2024			$570,190
2023	$7,398.00	$435,700 Land $113,500 Building $322,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Bailey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Bailey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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