17 Algonquin Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 17 Algonquin Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 989 sqft · built 1948
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$109,500 (Aug 1995)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NARR M:N-H B:281`

Property Details

APN / Parcel Number

Primary APN	`NARR M:N-H B:281`
Alternative APNs	`M:N=H B:281` `23163726`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	989 sqft Living Area
Gross Area	2,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1996
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	23163726
Street Address	17 ALGONQUIN RD
City	NARRAGANSETT
State	RI
Zip	02882-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	281
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	2
Census Block	2017
Census Tract	51502

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 WAKEFIELD ST, WEST WARWICK, RI 02893-1932
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1995 · Amount on File
Deed Sale	Aug 8, 1995 · Amount on File
Deed Book / Page	332 / 120
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Recording Date	Apr 30, 2026
Property Address	17 ALGONQUIN RD, NARRAGANSETT, RI 02882-2630
Document Number	001060-515
Book / Page	1060 / 515
Instrument Date	Apr 30, 2026
Instrument	20261108
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ALGONQUIN RD, NARRAGANSETT, RI 02882-2630

Mortgage

Document Number	0000001108,
Date	Apr 30, 2026
Book Page	1060/515
Instrument	20261108

Lender

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Recording Date	Apr 30, 2026
Property Address	17 ALGONQUIN RD, NARRAGANSETT, RI 02882-2630
Document Number	001060-529
Book / Page	1060 / 529
Instrument Date	Apr 30, 2026
Instrument	20261109
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ALGONQUIN RD, NARRAGANSETT, RI 02882-2630

Mortgage

Document Number	0000001109,
Date	Apr 30, 2026
Book Page	1060/529
Instrument	20261109

Lender

Name	CENTRAL VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (-0.87%)	$588,000 (+35.92%) Land $345,400 Building $242,600	$654,698
2023	$4,028.00 (+3.47%)	$432,600 (-) Land $215,800 Building $216,800
2022	$3,893.00	$432,600 Land $215,800 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 units insured incl. 10 condo units
Nearby Flood Claims	49 (1978–2023)
Claims Outside the SFHA	14 of 49
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 10 claims Tropical Storm Irene, Aug 2011 · 8 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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