16E 11th Ave, Key West, FL 33040 Property Records

Monroe County property record for 16E 11th Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,255 sqft · built 1974
Lot Size	0.082 acres (3,570 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2020)
Tax Bill	$3,615 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00129330-000000`

Property Details

APN / Parcel Number

Primary APN	`00129330-000000`
Alternative APNs	`35672500129330000000` `1163490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,570 sqft (0.082 acres)
Porch	Unfinished Open Porch
Porch Area	65 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1163490
Street Address	16E 11TH AVE
City	KEY WEST
State	FL
Zip	33040-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK E LT 16 LINCOLN GARDENS NO 2 PB5-90 STOCK ISLAND OR591-210 OR595-767 II 24078 (1656-44)-B OR671-263 OR777-1204 OR920-310 OR1015-1082 OR1160-1898 OR1201-1430/31 OR1414-2116/17 OR1534-251/52 OR1657-919 OR1807-1859 OR1866-359M/L OR2400-604 OR2786-142
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN GARDENS NO 2
Legal Block	E
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4014
Census Tract	971800

Owner

16E 11th Ave is owned by two individuals who bought it in July 2020.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16 E 11TH AVE, KEY WEST, FL 33040
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage PRINCETON MORTGAGE CORP
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Jul 7, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 13, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Mar 15, 2016 · Amount on File
Deed Document Number	20202272102
Deed Book / Page	3030 / 1458
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0024000604
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	16E 11TH AVE, KEY WEST, FL 33040-5870
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 E 11TH AVE, STOCK ISLAND, FL 33040

Mortgage

Document Number	0031181637
Date	Aug 10, 2021
Book Page	3118/1637
Instrument	2334449

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company
Address	TRENTON, NJ 08628

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	16E 11TH AVE, KEY WEST, FL 33040-5870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029721937
Date	Jul 1, 2019
Book Page	2972/1937
Instrument	2226873

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2039

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 7, 2020
Property Address	16E 11TH AVE, KEY WEST, FL 33040-5870
Document Number	0030301458
Book / Page	003030 / 001458
Instrument Date	Jul 2, 2020
Instrument	2272102
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16E 11TH AVE KEY WEST FL 330405870, KEY WEST, FL 33040-5870

Mortgage

Document Number	30301460
Date	Jul 7, 2020
Book Page	003030/001460
Instrument	2272103

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	16E 11TH AVE, KEY WEST, FL 33040-5870
Document Number	0029162095
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16E 11TH AVE KEY WEST FL 330405870, KEY WEST, FL 33040-5870

Mortgage

Document Number	0029162095
Date	Jul 13, 2018
Book Page	002916/002095
Instrument	2177807

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$422,279	$575,481 Land $299,880 Building $275,601
2024	$3,615.00 (+5.24%)
2023	$3,435.00 (+3%) Senior Citizen's exemption	$398,427 (+3%)	$530,569 (+7.33%) Land $278,460 Building $252,109
2022	$3,335.00 Senior Citizen's exemption	$386,823	$494,337 Land $239,190 Building $255,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16E 11th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16E 11th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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