16997 SE 130th Rd, Gower, MO 64454 Property Records

Buchanan County property record for 16997 SE 130th Rd, Gower, MO 64454

Property Summary

Property Type	Rural Home
Details	1,704 sqft · built 1960
Lot Size	39.5 acres (1,721,056 sqft)
Owner	Individual Name on Record
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Nov 2017 Reverse Mortgage
APN	`19-4.0-20-000-000-013.001`

Property Details

APN / Parcel Number

Primary APN	`19-4.0-20-000-000-013.001`

Interior

Building Area	1,704 sqft Base Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	1,721,056 sqft (39.5 acres)

Location & Zoning

Street Address	16997 SE 130TH RD
City	GOWER
State	MO
Zip	64454-8610
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	20-55-33SESUB: LOT: BLK:LGL DESC:BEG AT SW COR OF SEC TH N 864' FOR TRUE POB TH N 1491.8' TH S 85 DEG E 582.8' S 118.7' SE 1197.4' SW 463.2' SW 580.3 0' W244.9' S 465.3' W 982.3' TO POB
Legal Range	33W
Legal Township	55N
Legal Section	20
Jurisdiction	BUCHANAN MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1091
Census Tract	2700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16997 SE 130TH RD, GOWER, MO 64454-8610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2014
Deed Sale	Dec 12, 2014
Deed Document Number	201412561
Prior Transfer Date	Jan 8, 2010
Prior Transfer Doc	03190/0876
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	16997 SE 130TH RD, GOWER, MO 64454-8610
Transaction Type	Mortgage
Record Updated	Dec 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017011701
Date	Nov 27, 2017
Instrument	2017011701

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	850 Months
Due	Sep 23, 2088

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00	$20,750 (+11.98%) Land $5,800 Building $14,950	$112,400 (+4.16%) Land $36,690 Building $75,710
2024	$1,427.00 (+3.86%)
2023	$1,374.00 (+9.74%)	$18,530 (-) Land $5,800 Building $12,730	$107,910 (-) Land $36,690 Building $71,220
2022	$1,252.00	$18,530 Land $5,800 Building $12,730
2021			$107,910 Land $36,690 Building $71,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY PWSD 1 serves 7,635 people · EPA ID MO1024191
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on SE 130th Rd

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