16997 Bosch Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16997 Bosch Ave, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,690 sqft · built 2024
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$980,000 (Apr 2024)
Tax Bill$19,451 (2026)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN210-810-350-000

Property Details

APN / Parcel Number

Primary APN210-810-350-000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,690 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16997 BOSCH AVE
CityLATHROP
StateCA
Zip95330-9281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 50 RIVER ISLANDS STG 2A VILLAGE Z2 4051
Legal SubdivisionRIVER ISLANDS STG 2A VILLAGE Z2
Legal Block1
Legal Lot Number50
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1001
Census Tract5214

Owner

16997 Bosch Ave is owned and occupied by two individuals who bought it in April 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address16997 BOSCH AVE, LATHROP, CA 95330-9281
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
THE GOLDEN 1 CU
Apr 10, 2024Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2024 · Amount on File
Deed SaleApr 10, 2024 · Amount on File
Deed Document Number202429261
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address16997 BOSCH AVE, LATHROP, CA 95330-9281
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address16997 BOSCH AVE, LATHROP, CA 95330-9281

Mortgage

Document Number0000083794
DateOct 1, 2025
Instrument2025-083794
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateOct 1, 2030
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change7.75%
IndexSOFR Average 30-Day
Max Rate10.7%

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 10, 2024
Property Address16997 BOSCH AVE, LATHROP, CA 95330-9281
Document Number0000029261
Map ReferenceMB 44 PG 5
Instrument DateMar 21, 2024
Instrument2024-029261
Transaction TypeTransfer
Record UpdatedApr 23, 2024
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address16997 BOSCH AVE, LATHROP, CA 95330-9281

Mortgage

Document Number0000029262
DateApr 10, 2024
Instrument2024-029262
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMay 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.2%
Index1-Year T-Bill
Max Rate11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 16997 Bosch Ave was $19,451, down 3.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictBanta Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,451.00 (-3.46%)
2025$20,149.00$999,600 Land $229,500 Building $770,100
2023$3,782.00 (+70.36%)$14,791 Land $14,791$764,100
2022$2,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16997 Bosch Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 107 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16997 Bosch Ave is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

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