16993 Pond Rd, Locust, NC 28097 Property Records

Stanly County property record for 16993 Pond Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,679 sqft · built 1990
Lot Size6.62 acres (288,367 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Apr 2021)
Tax Bill$3,062 (2026)
Deeds & MortgagesApr 2021 Transfer
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN558503142745

Property Details

APN / Parcel Number

Primary APN558503142745
Alternative APNs
  • 1533454
  • 29370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,679 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area288,367 sqft (6.62 acres)
Garage TypeDetached
Garage Area1,100 sqft

Exterior Amenities

Pool TypePool Type
Pool Area648 sqft
PorchPorch
Porch Area360 sqft
Deck Area597 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1533454
Street Address16993 POND RD
CityLOCUST
StateNC
Zip28097-8345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPS
Legal DescriptionHSE 16993 POND RD 558500043
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2002
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16993 POND RD, LOCUST, NC 28097-8345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Correction Deed, Transfer
ATTORNEY ONLY
Apr 8, 2021Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2021 · Amount on Record
Deed SaleApr 8, 2021 · Amount on Record
Deed Document Number2021431399
Deed Book / Page1737 / 910
Record UpdatedOct 29, 2026

April 2021: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSTANLY NC
Recording DateApr 30, 2021
Property Address16993 POND RD, LOCUST, NC 28097-8345
Document Number0000432368
Book / Page001740 / 000495
Instrument DateApr 30, 2021
Instrument432368
Transaction TypeTransfer
Record UpdatedJun 3, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateApr 8, 2021
Property Address16993 POND RD, LOCUST, NC 28097-8345
Document Number0000431399
Book / Page1737 / 910
Instrument DateMar 22, 2021
Instrument431399
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySOUTHERN SUN TITLE COMPANY INC, SOUTHERN HOMES TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$970.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5505 MALLARD DR, 5505, CONCORD, NC 28025-7222

Transferred To (Grantee/Buyer)

NameVerified Name
Address16993 POND RD, LOCUST, NC 28097-8345

Mortgage

Document Number0000431400
DateApr 8, 2021
Instrument431400
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,062.00 (+27.74%)$486,154 (+48.04%) Land $118,060 Building $368,094$486,154 (+48.04%) Land $118,060 Building $368,094
2023$2,397.00$328,393 Land $76,735 Building $251,658$328,393 Land $76,735 Building $251,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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