16992 Downey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16992 Downey Rd, Bend, OR 97707

Property Summary

Property Type	Vacant Land
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,500 (Feb 2025)
Tax Bill	$588 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`201012-B0-06100`

Property Details

APN / Parcel Number

Primary APN	`201012-B0-06100`
Alternative APNs	`R1011201012B006100` `115765`

Exterior

Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Account Number	115765
Street Address	16992 DOWNEY RD
City	BEND
State	OR
Zip	97707-2269
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER RECREATION HOMESITES INC UNIT 5 BLOCK 24 LOT 51
Legal Range	10
Legal Township	20
Legal Section	12
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	24
Legal Lot Number	51
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1007
Census Tract	404

Owner

Source: Deschutes County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2944 NE SABER DR, BEND, OR 97701-6499
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Feb 7, 2025	Warranty Deed, Subdivision Related Transfer UNKNOWN, DESCHUTES TITLE
Jan 22, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 20, 2019	Grant Deed, Transfer NOT AVAILABLE
Jun 12, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Deed Document Number	20252964
Last Transfer Date	Jun 11, 2025
Transfer Doc	0000014976
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Aug 4, 2026
Property Address	16992 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000023143
Instrument Date	Jul 31, 2026
Instrument	202623143
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	16992 DOWNEY RD, BEND, OR 97707-2269

Mortgage

Document Number	0000023143,
Date	Aug 4, 2026
Instrument	202623143

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 7, 2025
Property Address	16992 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000002964
Instrument Date	Feb 6, 2025
Instrument	2025-02964
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, DESCHUTES TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2944 NE SABER DR, BEND, OR 97701-6499

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 22, 2021
Property Address	16980 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000004514
Instrument Date	Jan 7, 2021
Instrument	4514
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16980 DOWNEY RD BEND OR 97707, BEND, OR 97707

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 20, 2019
Property Address	16980 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000050212
Instrument Date	Dec 20, 2019
Instrument	50212
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3033 SUNRIVER OR 977070033, SUNRIVER, OR 97707-0033

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 20, 2019
Property Address	16980 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000020926
Instrument Date	Jun 17, 2019
Instrument	20926
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$20.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3033 SUNRIVER OR 977070033, SUNRIVER, OR 97707-0033
Investor	Possibly a Property Investor

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 12, 2019
Property Address	16980 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000019793
Instrument Date	May 24, 2019
Instrument	19793
Transaction Type	Foreclosure
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$20.40
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3033 BEND OR 977070033, BEND, OR 97707-0033
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$588.00 (+102.06%)	$37,820 (+105.99%) Land $37,820	$243,000 (+62%) Land $243,000
2024	$291.00 (+2.11%)	$18,360 (+2.97%)	$150,000 (+112.77%) Land $150,000
2023	$285.00	$17,830	$70,500 Land $70,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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