16991 Mapleridge Dr, West Olive, MI 49460 Property Records

Ottawa County property record for 16991 Mapleridge Dr, West Olive, MI 49460

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,393 sqft · built 2016
Lot Size0.485 acres (21,127 sqft)
OwnerIndividual Name on File
Last Sale$549,900 (Aug 2018)
Tax Bill$8,288 (2025)
Deeds & MortgagesMar 2020 Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN70-07-33-226-002

Property Details

APN / Parcel Number

Primary APN70-07-33-226-002

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,393 sqft Living Area
1st Floor Area1,921 sqft
Basement Area1,921 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area21,127 sqft (0.485 acres)
Lot Width235 ft Width
Garage Area854 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address16991 MAPLERIDGE DR
CityWEST OLIVE
StateMI
Zip49460-9560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 69 LAKESHORE WOODS SUB
Legal Range16W
Legal Township7N
Legal Section33
Legal SubdivisionLAKESHORE WOODS SUB
Legal Block226
Legal Lot Number69
JurisdictionOTTAWA MI
Township / Civil DivisionGRAND HAVEN
Census Block Group2
Census Block2017
Census Tract21304

Owner

16991 Mapleridge Dr is owned and occupied by an individual who bought it in August 2018.

Source: Ottawa County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
TCF NATIONAL BANK
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 30, 2018Warranty Deed, Transfer · ARM
CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICIGAN IN
Aug 30, 2018Warranty Deed, Transfer · ARM
CHEMICAL BANK
Mar 13, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2018 · Amount on File
Deed SaleAug 30, 2018 · Amount on File
Prior SaleMar 13, 2017 · Amount on File
Deed Document Number201830983
Prior Transfer DateNov 10, 2016
Prior Transfer Doc20160045935
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200011276
DateMar 23, 2020
Instrument2020-0011276
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyPREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560

Mortgage

Document Number20210049724
DateOct 4, 2021
Instrument2021-0049724
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateAug 30, 2018
Property Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560
Document Number20180030983
Map ReferenceLB42 PG313
Instrument DateAug 24, 2018
Instrument2018-0030983
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICIGAN IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16991 MAPLERIDGE DR, 16991, WEST OLIVE, MI 49460-9560

Transferred To (Grantee/Buyer)

NameVerified Name
Address16917 MAPLERIDGE DR 16917 MAPLERIDGE DR, GRAND HAVEN, MI 49417

Mortgage

Document Number20180030984
DateAug 30, 2018
Instrument2018-0030984
Lender
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term44 Months
DueApr 10, 2022
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateSep 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateAug 30, 2018
Property Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560
Document Number20180030983
Map ReferenceLB 42 PG 313
Instrument DateAug 24, 2018
Instrument2018-0030983
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16991 MAPLERIDGE DR, 16991, WEST OLIVE, MI 49460-9560

Transferred To (Grantee/Buyer)

NameVerified Name
Address16917 MAPLERIDGE DR, GRAND HAVEN, MI 49417

Mortgage

Document Number20180030984
DateAug 30, 2018
Instrument2018-0030984
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateSep 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateMar 13, 2017
Property Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560
Document Number20170008977
Map ReferenceLB42 PG313
Instrument DateMar 6, 2017
Instrument2017-0008977
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 12, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$696.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5475 SETTLERS PASS SE, 5475, KENTWOOD, MI 49512-9652

Transferred To (Grantee/Buyer)

NameVerified Name
Address16991 MAPLERIDGE DR, WEST OLIVE, MI 49460-9560

Mortgage

Document Number20170008978
DateMar 13, 2017
Instrument2017-0008978
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16991 Mapleridge Dr was $8,288 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionGrand Haven Charter Township
Unified School DistrictGrand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,200 (+4.95%)$830,400 (+4.95%)
2025$8,288.00 Homeowner's exemption$395,600$791,200
2023$311,800$623,600
2022$8,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16991 Mapleridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1985–1988)
Most Recent ClaimMay 1988 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16991 Mapleridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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