San Joaquin County property record for 1699 Whispering Wind Dr, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,128 sqft · built 2004 |
| Lot Size | 0.135 acres (5,921 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Apr 2006) |
| Tax Bill | $10,811 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-360-110-000 |
| Primary APN | 244-360-110-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,921 sqft (0.135 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1699 WHISPERING WIND DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 04-FM PT OF 244-020-26 PER EDGEWOOD UNIT NO. 43 |
| Legal Subdivision | TRACT #3310 EDGEWOOD UNIT #43 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5218 |
Source: San Joaquin County records · APN 244-360-110-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1699 WHISPERING WIND DR, TRACY, CA 95377-8293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2022 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on Record |
| Deed Sale | Apr 19, 2006 · Amount on Record |
| Prior Sale | Dec 02, 2004 · Amount on Record |
| Deed Document Number | 2006-084872 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1699 WHISPERING WIND DR, TRACY, CA 95377-8293 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1699 WHISPERING WIND DR, TRACY, CA 95377-8293 |
| Document Number | 0000056642 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 2022-056642 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1699 WHISPERING WIND DR, TRACY, CA 95377-8293 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1699 WHISPERING WIND DR, TRACY, CA 95377-8293 |
| Document Number | 0000091049 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-091049 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1699 WHISPERING WIND DR, TRACY, CA 95377-8293 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK CRS |
| Name | Verified Name |
|---|
| Document Number | 0000083971 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017-083971 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,811.00 (+9.31%) | $897,200 (+8.88%) Land $265,000 Building $632,200 |
| 2023 | $9,890.00 (-2.38%) | $824,000 Land $120,000 Building $704,000 |
| 2022 | $10,131.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 755 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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