1699 Pine Tree Dr, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 1699 Pine Tree Dr, Gloucester Point, VA 23062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1976
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,500 (Jan 2005)
Tax Bill	$2,142 (2026)
Deeds & Mortgages	Feb 2017 Refinance Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11913`

Property Details

APN / Parcel Number

Primary APN	`11913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Area	525 sqft
Porch	Slab
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1699 PINE TREE DR
City	GLOUCESTER POINT
State	VA
Zip	23062-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	YORK RIVER PINES SUB BK.A LT 26
Legal Subdivision	YORK RIVER PINES
Legal Lot Number	26
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	2
Census Block	2002
Census Tract	100301

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1699 PINE TREE DR, GLOUCESTER POINT, VA 23062-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2005 · Amount on Record
Deed Sale	Jan 27, 2005 · Amount on Record
Deed Document Number	2005697
Prior Transfer Date	Jan 26, 2005
Prior Transfer Doc	0000000697
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	1699 PINE TREE DR, GLOUCESTER PT, VA 23062-2504
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	UNITED LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000839
Date	Feb 23, 2017
Instrument	170000839

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.88%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	1699 PINE TREE DR, GLOUCESTER PT, VA 23062-2504
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000681
Date	Jan 25, 2021
Instrument	210000681

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 30, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,142.00 (+13.45%)	$355,250 (+19.27%) Land $64,910 Building $290,340	$355,250 (+19.27%) Land $64,910 Building $290,340
2025	$1,888.00 (+21.81%)	$297,850 (+15.82%) Land $59,010 Building $238,840	$297,850 (+15.82%) Land $59,010 Building $238,840
2024	$1,550.00	$257,170 (-) Land $59,010 Building $198,160	$257,170 (-) Land $59,010 Building $198,160
2023	$1,550.00 (-2.64%)	$257,170 (+20.34%) Land $59,010 Building $198,160	$257,170 (+20.34%) Land $59,010 Building $198,160
2022	$1,592.00	$213,710 Land $60,610 Building $153,100	$213,710 Land $60,610 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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