1699 Pickens Cir, Baker, FL 32531 Property Records

Okaloosa County property record for 1699 Pickens Cir, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,279 sqft · built 1974
Lot Size0.404 acres (17,611 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Jul 2022)
Tax Bill$1,389 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-595-3150-9

Property Details

APN / Parcel Number

Primary APNC56-000-595-3150-9
Alternative APNs
  • 16-3N-24-0000-0003-0060
  • 24N316000000030060

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,279 sqft Living Area
Gross Area2,294 sqft
1st Floor Area1,279 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,611 sqft (0.404 acres)
Lot Width180 ft Width
Garage TypeCarport
Garage Area427 sqft
CarportCarport
Carport Area427 sqft
PorchFlorida Room
Porch Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1699 PICKENS CIR
CityBAKER
StateFL
Zip32531-8447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 197 FT W & 185 FT N OF SE COR OF NW1/4 W 120 FT N 90 FT E 120 FT S 90 FT TO POB
Legal Range24W
Legal Township03N
Legal Section16
Legal SubdivisionMILL CREEK ESTATES
Legal Block3
Legal Lot Number60
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2025
Census Tract20101

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1699 PICKENS CIR, BAKER, FL 32531-8447
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 13, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Prior SaleFeb 10, 2000 · Amount on Record
Deed Document Number20223564082
Deed Book / Page3632 / 2538
Prior Transfer DateJul 22, 2021
Prior Transfer Doc0003474890
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1699 PICKENS CIR, BAKER, FL 32531-8447
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1699 PICKENS CIR, BAKER, FL 32531-8447

Mortgage

Document Number0003774763
DateSep 25, 2025
Instrument3774763
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueAug 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 13, 2022
Property Address1699 PICKENS CIR, BAKER, FL 32531-8447
Document Number0036322538
Book / Page3632 / 2538
Instrument DateJul 11, 2022
Instrument3564082
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyKNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1495 THUNDER RIDGE RD, 1495, HOLT, FL 32564-9409

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1699 PICKENS CIR, BAKER, FL 32531-8447

Mortgage

Document Number0036322541
DateJul 13, 2022
Instrument3632/2541
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Mortgage

Document Number0036322663
DateJul 13, 2022
Book Page3632/2663
Instrument3564121
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,389.00 (+4.04%) Homeowner's exemption$169,184 (+3.63%)$174,113 (+6.65%) Land $34,228 Building $139,885
2023$1,335.00 (+130.17%) Homeowner's exemption$163,264 (+81.49%) Land $29,080 Building $134,184$163,264 (+10.54%) Land $29,080 Building $134,184
2022$580.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$89,960$147,691 Land $27,178 Building $120,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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