16989 Mountain Rdg, Dubuque, IA 52002 Property Records

Dubuque County property record for 16989 Mountain Rdg, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 992 sqft · built 1978
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Jun 2014)
Tax Bill	$3,200 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-477-007`

Property Details

APN / Parcel Number

Primary APN	`09-22-477-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	992 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	265 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Deck Area	70 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16989 MOUNTAIN RDG
City	DUBUQUE
State	IA
Zip	52002-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 14 REGENCY WEST SUB;
Legal Subdivision	REGENCY WEST SUB
Legal Lot Number	14
Jurisdiction	DUBUQUE IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4043
Census Tract	10201

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16989 MOUNTAIN RDG, DUBUQUE, IA 52002-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on Record
Deed Sale	Jun 5, 2014 · Amount on Record
Prior Sale	Aug 6, 2010 · Amount on Record
Deed Document Number	2014-00005851
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16989 MOUNTAIN RDG, DUBUQUE, IA 52002-9652
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16989 MOUNTAIN RDG, DUBUQUE, IA 52002-9652

Mortgage

Document Number	0000011866
Date	Nov 3, 2025
Instrument	2025-00011866

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16989 MOUNTAIN RDG, DUBUQUE, IA 52002-9652
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002063
Date	Feb 5, 2021
Instrument	2021-00002063

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16989 MOUNTAIN RDG, DUBUQUE, IA 52002-9652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012896
Date	Oct 31, 2018
Instrument	2018-00012896

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 30, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,000 (+10.29%) Land $60,800 Building $252,200	$313,000 (+10.29%) Land $60,800 Building $252,200
2024	$3,200.00 (+9.97%)
2023		$283,800 (+32.29%) Land $57,900 Building $225,900	$283,800 (+32.29%) Land $57,900 Building $225,900
2022	$2,910.00 Homeowner's exemption	$214,530 Land $48,250 Building $166,280
2021			$214,530 Land $48,250 Building $166,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Rdg

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