Ottawa County property record for 16989 Main St, Nunica, MI 49448
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,615 sqft · built 1928 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Jan 2018) |
| Tax Bill | $2,301 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-04-15-400-005 |
| Primary APN | 70-04-15-400-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,615 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16989 MAIN ST |
|---|---|
| City | NUNICA |
| State | MI |
| Zip | 49448-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 70 FT OF S 1257 FT OF E 133 FT OF SE 1/4 OF SE 1/4 SEC 15 T8N R15W |
| Legal Range | 15W |
| Legal Township | 08N |
| Legal Section | 15 |
| Legal Block | 400 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | CROCKERY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20400 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16989 MAIN ST, NUNICA, MI 49448-9329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Jan 23, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 20182744 |
| Last Transfer Date | Oct 1, 2021 |
| Transfer Doc | 20210053430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16989 MAIN ST, NUNICA, MI 49448-9329 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16989 MAIN ST, NUNICA, MI 49448-9329 |
| Document Number | 20220039021 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022-0039021 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 18, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 26, 2021 |
| Property Address | 16989 MAIN ST, NUNICA, MI 49448-9329 |
| Document Number | 20210053430 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-0053430 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16989 MAIN ST, NUNICA, MI 49448-9329 |
| Document Number | 20210053431 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-0053431 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jan 23, 2018 |
| Property Address | 16989 MAIN ST, NUNICA, MI 49448-9329 |
| Document Number | 20180002744 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 2018-0002744 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $963.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16989 MAIN ST, 16989, NUNICA, MI 49448-9329 |
| Name | Verified Name |
|---|---|
| Address | 815 S DESPELDER ST APT 5, 5, GRAND HAVEN, MI 49417-2280 |
| Document Number | 20180002745 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2018-0002745 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Change Frequency | 3 Years |
|---|
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Crockery Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,200 (-3.49%) | $210,400 (-3.49%) | |
| 2025 | $2,301.00 (+23.31%) Homeowner's exemption | $109,000 (+36.25%) | $218,000 (+36.25%) |
| 2023 | $80,000 | $160,000 | |
| 2022 | $1,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROCKERY TOWNSHIP serves 1,847 people · EPA ID MI0001664 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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