16981 Lamont Ct, Castro Valley, CA 94546 Property Records

Alameda County property record for 16981 Lamont Ct, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,445 sqft · built 1968
Lot Size	0.259 acres (11,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Oct 2019)
Tax Bill	$15,213 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jul 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`84D-1257-86`

Property Details

APN / Parcel Number

Primary APN	`84D-1257-86`
Alternative APN	`084D-1257-086-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	11,284 sqft (0.259 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16981 LAMONT CT
City	CASTRO VALLEY
State	CA
Zip	94546-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT: 00005 BLK: 000C TR: 2423
Legal Subdivision	TRACT 2423
Legal Tract	2423
Legal Block	C
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1002
Census Tract	430300

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Mar 21, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Oct 3, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
May 31, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Oct 8, 2014 · Amount on Record
Deed Document Number	2019200633
Prior Transfer Date	Jul 6, 2000
Prior Transfer Doc	0000205829
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	ORT ORINDA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149886
Date	Jul 11, 2017
Instrument	2017149886

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	ORT ORINDA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149885
Date	Jul 11, 2017
Instrument	2017149885

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057495
Date	Mar 21, 2018
Instrument	2018057495

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2025
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191739
Date	Oct 3, 2018
Instrument	2018191739

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101930
Date	May 31, 2019
Instrument	2019101930

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jun 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 4, 2019
Property Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032
Document Number	0000200633
Map Reference	MB 46 PG 2
Instrument Date	Sep 25, 2019
Instrument	2019200633
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16981 LAMONT CT, CASTRO VALLEY, CA 94546-1032

Mortgage

Document Number	0000200634
Date	Oct 4, 2019
Instrument	2019200634

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,242,360 (+1.43%) Land $374,808 Building $874,552
2025	$15,213.00 (+3.77%) Homeowner's exemption	$1,224,864 (+4.04%) Land $367,459 Building $857,405
2023	$14,661.00 Homeowner's exemption	$1,177,310 Land $353,193 Building $824,117	$1,388,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Sonic Telecom, T-Mobile.

Nearby Properties on Lamont Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures