16980 Cecelia Ln, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16980 Cecelia Ln, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,991 sqft · built 1950
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,155,000 (Dec 2021)
Tax Bill	$13,022 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-09-498-001`

Property Details

APN / Parcel Number

Primary APN	`70-03-09-498-001`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,991 sqft Living Area
1st Floor Area	2,267 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16980 CECELIA LN
City	SPRING LAKE
State	MI
Zip	49456-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	LOTS 61 & 62 EXC E 2 FT FOR ROAD PURPOSES WEST SPRING LAKE SUB NO 1
Legal Range	14W
Legal Township	7N
Legal Section	09
Legal Subdivision	WEST SPRING LAKE SUB
Legal Block	498
Legal Lot Number	61-62
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	1
Census Block	1020
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16980 CECELIA LN, SPRING LAKE, MI 49456-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	202161853
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16980 CECELIA LN, SPRING LAKE, MI 49456-1322
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16980 CECELIA LN, SPRING LAKE, MI 49456-1322

Mortgage

Document Number	20220002843
Date	Jan 20, 2022
Instrument	2022-0002843

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 20, 2021
Property Address	16980 CECELIA LN, SPRING LAKE, MI 49456-1322
Document Number	20210061853
Map Reference	LB 8 PG 44
Instrument Date	Dec 1, 2021
Instrument	2021-0061853
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$8,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16980 CECELIA LN, 16980, GRAND HAVEN, MI 49417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16980 CECELIA LN, SPRING LAKE, MI 49456-1322

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 18, 2020
Property Address	16980 CECELIA LN, SPRING LAKE, MI 49456-1322
Document Number	20200052100
Map Reference	LB 8 PG 44
Instrument Date	Nov 13, 2020
Instrument	2020-0052100
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16980 CECELIA LN, 16980, SPRING LAKE, MI 49456-1322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 LAKE DR SE, GRAND RAPIDS, MI 49506-4218

Mortgage

Document Number	20200052101
Date	Nov 18, 2020
Instrument	2020-0052101

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$748,500 (+85.78%)	$1,497,000 (+85.78%)
2025	$13,022.00 (+2.79%)
2023		$402,900	$805,800
2022	$12,669.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1985–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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