1698 Shilhon Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1698 Shilhon Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,067 sqft · built 2014
Lot Size	10 acres (435,723 sqft)
Owner	Individual Name on File
Tax Bill	$5,640 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0094-00010`

Property Details

APN / Parcel Number

Primary APN	`315-0094-00010`
Alternative APN	`955700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,067 sqft Gross Area
1st Floor Area	2,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	435,723 sqft
Garage Area	1,728 sqft

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	610 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	955700
Street Address	1698 SHILHON RD
City	DULUTH
State	MN
Zip	55804-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A SERIAL #
Legal Subdivision	RLS 138
Legal Tract	A
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1019
Census Tract	10500

Owner

Source: St. Louis County records · APN 315-0094-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1698 SHILHON RD, DULUTH, MN 55804-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 02, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2018	Warranty Deed, Construction Loan · Construction Mortgage LAKE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 08, 2025
Transfer Doc	0001089964
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1698 SHILHON RD, DULUTH, MN 55804-9641
Transaction Type	Mortgage
Record Updated	Oct 05, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1698 SHILHON RD, DULUTH, MN 55804-9641

Mortgage

Document Number	0001046889
Date	Sep 16, 2021
Instrument	1046889

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 02, 2017
Property Address	1698 SHILHON RD, DULUTH, MN 55804-9641
Document Number	000T990425
Instrument Date	Sep 18, 2017
Instrument	T990425
Transaction Type	Transfer
Record Updated	Oct 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6058 HOMESTEAD RD DULUTH MN 558049646, DULUTH, MN 55804-9646

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 29, 2018
Property Address	1698 SHILHON RD, DULUTH, MN 55804-9641
Document Number	000T998396
Instrument Date	Mar 24, 2017
Instrument	T998396
Transaction Type	Construction Loan
Record Updated	Oct 07, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5708 N SHORE DR DULUTH MN 558042913, DULUTH, MN 55804-2913

Mortgage

Document Number	T998397
Date	May 29, 2018
Instrument	T998397

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,640.00 (+12.31%) Homeowner's exemption
2025	$5,022.00 (+22.91%) Homeowner's exemption	$652,200 (+4.84%) Land $130,800 Building $521,400	$652,200 (+4.84%) Land $130,800 Building $521,400
2024	$4,086.00	$622,100 (+39.3%) Land $125,200 Building $496,900	$622,100 (+39.3%) Land $125,200 Building $496,900
2022		$446,600 Land $85,600 Building $361,000	$446,600 Land $85,600 Building $361,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000

Based on FCC filings for 5 locations within half a mile of this property.

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