1698 E Spire St, Meridian, ID 83642 Property Records

Ada County property record for 1698 E Spire St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,073 sqft · built 2023
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$332,234 (Nov 2025)
Tax Bill	$1,922 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0475910520`

Property Details

APN / Parcel Number

Primary APN	`R0475910520`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,073 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	2,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1698 E SPIRE ST
City	MERIDIAN
State	ID
Zip	83642-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 21 BLK 07 APEX SOUTHEAST SUB NO 02
Legal Subdivision	APEX SOUTHEAST SUB NO 02
Legal Block	07
Legal Lot Number	21
Jurisdiction	ADA ID
Township / Civil Division	KUNA
Census Block Group	2
Census Block	2005
Census Tract	10408

Owner

1698 E Spire St is owned and occupied by two individuals who bought it in November 2025.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1698 E SPIRE ST, MERIDIAN, ID 83642-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Apr 12, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 30, 2023	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Apr 12, 2024 · Amount on File
Deed Document Number	202573690
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 6, 2025
Property Address	1698 E SPIRE ST, MERIDIAN, ID 83642-1007
Document Number	0000073690
Map Reference	MB 124 PG 19803
Instrument Date	Nov 6, 2025
Instrument	2025-073690
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1698 E SPIRE ST, MERIDIAN, ID 83642-1007

Mortgage

Document Number	0000073692
Date	Nov 6, 2025
Instrument	2025-073692

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 12, 2024
Property Address	1698 E SPIRE ST, MERIDIAN, ID 83642-1007
Document Number	0000019161
Map Reference	MB124 PG19803-19808
Instrument Date	Apr 11, 2024
Instrument	2024-019161
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2024
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1698 E SPIRE ST, MERIDIAN, ID 83642-1007

Mortgage

Document Number	0000019162
Date	Apr 12, 2024
Instrument	2024-019162

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1698 E SPIRE ST, MERIDIAN, ID 83642-1007
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050150
Date	Aug 30, 2023
Instrument	2023-050150

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1698 E Spire St was $1,922, up 114.7% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,922.00 (+114.75%) Homeowner's exemption	$561,200	$561,200
2024	$895.00
2023		$40,300 Land $40,300	$40,300 Land $40,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1698 E Spire St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1698 E Spire St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Silver Star Communications Fiber	1,000 / 200
Sparklight Fiber	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50

May also be available: TDS Telecom.

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