St. Mary's County property record for 16977 Piney Point Rd, Piney Point, MD 20674
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 612 sqft · built 1970 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2021) |
| Tax Bill | $3,422 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-002251 |
| Primary APN | 09-002251 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 612 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 002251 |
|---|---|
| Street Address | 16977 PINEY POINT RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 20,037 SQ FT W/S MD RT 249 ST GEORGE'S ISLAND |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 9, ST. GEORGE ISLAND |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 876101 |
16977 Piney Point Rd is owned by two individuals who bought it in March 2021.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4024 BUNKER CT, MOUNT AIRY, MD 21771-4571 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 26, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on File |
| Deed Sale | Mar 26, 2021 · Amount on File |
| Prior Sale | Oct 15, 2010 · Amount on File |
| Deed Book / Page | 5705 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 16977 PINEY POINT RD, PINEY POINT, MD 20674-3411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0058820085 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 5882/85 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 26, 2021 |
| Property Address | 16977 PINEY POINT RD, PINEY POINT, MD 20674-3411 |
| Document Number | 0057050274 |
| Book / Page | 5705 / 274 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4024 BUNKER CT, MOUNT AIRY, MD 21771-4571 |
| Document Number | 5705283 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 5705/283 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 16977 Piney Point Rd was $3,422.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,567 | $315,700 Land $270,000 Building $45,700 | |
| 2025 | $3,422.00 | ||
| 2023 | $3,401.00 | $312,400 | $314,000 Land $270,000 Building $44,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16977 Piney Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 24 (1996–2023) |
| Most Recent Claim | Jun 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16977 Piney Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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