16976 E Cape Horn Rd, Bayview, ID 83803 Property Records

Kootenai County property record for 16976 E Cape Horn Rd, Bayview, ID 83803

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Last Sale	$622,706 (Apr 2026)
Tax Bill	$591 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B63000020030`

Property Details

APN / Parcel Number

Primary APN	`B63000020030`
Alternative APN	`180651`

Exterior

Lot Area	8,451 sqft (0.194 acres)

Location & Zoning

Account Number	180651
Street Address	16976 E CAPE HORN RD
City	BAYVIEW
State	ID
Zip	83803-9734
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RESRES
Legal Description	SUMMER COVE, LT 3 BLOCK 2 3454N02W
Legal Range	02W
Legal Township	54N
Legal Section	34
Legal Subdivision	SUMMER COVE
Legal Block	2
Legal Lot Number	3
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3052
Census Tract	203

Owner

16976 E Cape Horn Rd, residential vacant land, is owned and occupied by two individuals who bought it in April 2026.

Source: Kootenai County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16976 E CAPE HORN RD, BAYVIEW, ID 83803-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed of Trust, Mortgage · Construction Mortgage IDAHO CENTRAL CU
Apr 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Feb 7, 2025	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Mar 4, 2005	Warranty Deed, Transfer
Mar 4, 2005	Intrafamily Transfer, Transfer ROBERT K JJAYNE ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Feb 7, 2025 · Amount on File
Deed Document Number	20263040960
Prior Transfer Date	Apr 22, 2026
Prior Transfer Doc	0003040960
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	16976 E CAPE HORN RD, BAYVIEW, ID 83803-9734
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19908 135TH AVE E E, GRAHAM, WA 98338-1318

Mortgage

Document Number	2998191000
Date	Apr 2, 2025
Instrument	2998191000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Oct 1, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 29, 2026
Property Address	16976 E CAPE HORN RD, BAYVIEW, ID 83803-9734
Document Number	0003040960
Instrument Date	Apr 22, 2026
Instrument	2026.3040960
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NORTHERN IDAHO TITLE, NORTH IDAHO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16976 E CAPE HORN RD, BAYVIEW, ID 83803-9734

Mortgage

Document Number	0003040961,
Date	Apr 29, 2026
Instrument	2026.3040961

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 7, 2025
Property Address	16976 E CAPE HORN RD, BAYVIEW, ID 83803-9734
Document Number	2993481000
Map Reference	MB F PG 336
Instrument Date	Feb 4, 2025
Instrument	2993481000
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19908 135TH AVE E # E, E, GRAHAM, WA 98338-1318

Mortgage

Document Number	2993482000
Date	Feb 7, 2025
Instrument	2993482000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.79%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.79%
Max Rate At Change	9.79%
Index	SOFR Average 30-Day
Max Rate	12.7%

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Mar 4, 2005
Property Address	16976 E CAPE HORN RD, BAYVIEW, ID 83803-9734
Document Number	0001933321
Map Reference	MB F PG336
Instrument Date	Mar 1, 2005
Instrument	1933321
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 N CHRISTOPHER DR, COEUR D ALENE, ID 83815-8662

March 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Mar 4, 2005
Property Address	16976 E CAPE HORN RD, BAYVIEW, ID 83803-9734
Document Number	0001933322
Map Reference	MB F PG336
Instrument Date	Mar 1, 2005
Instrument	1933322
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5953 N CHRISTOPHER DR, COEUR D ALENE, ID 83815-8662

Mortgage

Document Number	0001933323
Date	Mar 4, 2005
Instrument	1933323

Lender

Name	ROBERT K JJAYNE ETUX
Type	Private Party
Address	00000

Agreement

Amount	Amount on Record
Term	35 Months
Due	Feb 4, 2008

Tax Assessment & Valuation

The 2025 property tax bill for 16976 E Cape Horn Rd was $591, up 73.3% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$591.00 (+73.31%)	$170,000 Land $170,000	$170,000 Land $170,000
2024	$341.00 (-35.29%)
2023	$527.00 (-28.1%)	$140,000 (-26.84%) Land $140,000	$140,000 (-26.84%) Land $140,000
2022	$733.00	$191,355 Land $191,355	$191,355 Land $191,355

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16976 E Cape Horn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16976 E Cape Horn Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW WATER AND SEWER DIST serves 1,320 people · EPA ID ID1280014
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Cape Horn Rd

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