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16972 X Ave, Sumner, IA 50674 Property Records

Fayette County property record for 16972 X Ave, Sumner, IA 50674

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,247 sqft · built 1875
Lot Size57.3 acres (2,496,424 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Dec 2021)
Tax Bill$2,164 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0917100007

Property Details

APN / Parcel Number

Primary APN0917100007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,247 sqft Living Area
1st Floor Area432 sqft
Basement Area880 sqft
Unfinished Basement880 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,496,424 sqft (57.3 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Lean-ToLean-To
SiloSilo

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address16972 X AVE
CitySUMNER
StateIA
Zip50674
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionW 3/4 N 1/2 NW
JurisdictionFAYETTE IA
Township / Civil DivisionBANKS
Census Block Group3
Census Block3050
Census Tract80700

Owner

Source: Fayette County records · APN 0917100007

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1453 WHITETAIL AVE, SUMNER, IA 50674-9012
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · Construction Mortgage
VERIDIAN CREDIT UNION
Dec 01, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
DENVER SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2021 · Amount on Record
Deed SaleDec 01, 2021 · Amount on Record
Deed Document Number20214253
Deed Book / Page2021 / 4253
Prior Transfer DateNov 30, 2021
Prior Transfer Doc02021/4254
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Recording DateMay 07, 2026
Property Address16972 X AVE, SUMNER, IA 50674
Document Number0000001240
Book / Page2026 / 1240
Instrument DateMay 06, 2026
Instrument20261240
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001240,
DateMay 07, 2026
Book Page2026/1240
Instrument20261240
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMay 01, 2057
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAYETTE IA
Recording DateDec 01, 2021
Property Address16972 X AVE, SUMNER, IA 50674
Document Number02021/4254
Book / Page2021 / 4254
Instrument DateNov 30, 2021
Instrument2021-4254
Transaction TypeTransfer
Record UpdatedOct 06, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1453 WHITETAIL AVE, SUMNER, IA 50674-9012

Mortgage

Document Number0020214255
DateDec 01, 2021
Instrument2021-4255
Lender
NameDENVER SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,164.00$167,990 (+24.36%) Land $145,410 Building $22,580$167,990 (+24.36%) Land $145,410 Building $22,580
2024$2,164.00 (+2.66%)
2023$135,080 (+26.01%) Land $115,510 Building $19,570$135,080 (+26.01%) Land $115,510 Building $19,570
2022$2,108.00 Additional exemption filed$107,200 Land $91,760 Building $15,440
2021$107,200 Land $91,760 Building $15,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), as of March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190650807003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hawkeye Telephone Company
Fiber		1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless		1,000 / 1,000
LTD Broadband
Fixed Wireless		150 / 130

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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