16972 Whirlwind Ln, Ramona, CA 92065 Property Records

San Diego County property record for 16972 Whirlwind Ln, Ramona, CA 92065

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 3 ba · 2,482 sqft · built 1977
Lot Size1.65 acres (71,874 sqft)
OwnerCompany Name on Record
Last Sale$480,000 (Jan 2010)
Tax Bill$5,308 (2025)
Deeds & MortgagesFeb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN278-362-04-00

Property Details

APN / Parcel Number

Primary APN278-362-04-00
Alternative APN
  • 2781121300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Units2 Units
Building Area2,482 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Lot Area71,874 sqft
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number2781121300
Street Address16972 WHIRLWIND LN
CityRAMONA
StateCA
Zip92065-7013
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeA70
Legal DescriptionSEC 25-13-1W NEQ PAR A PER DOC76-327562 IN TR 000863
Legal Range01W
Legal Township13
Legal Section25
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2021
Census Tract20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address16972 WHIRLWIND LN, RAMONA, CA 92065-7013
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2010 · Amount on Record
Deed SaleJan 28, 2010 · Amount on Record
Prior SaleApr 26, 2002 · Amount on Record
Deed Document Number201044542
Last Transfer DateDec 20, 2017
Transfer Doc0000056671
Record UpdatedOct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 13, 2018
Property Address16972 WHIRLWIND LN, RAMONA, CA 92065-7013
Document Number0000056671
Instrument DateDec 20, 2017
Instrument56671
Transaction TypeTransfer
Record UpdatedFeb 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address16972 WHIRLWIND LN RAMONA CA 920657013, RAMONA, CA 92065-7013

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$478,095 (+2%) Land $191,234 Building $286,861
2025$5,308.00 (+12.39%) Homeowner's exemption$468,722 (+4.04%) Land $187,485 Building $281,237
2023$4,723.00 (-6.08%) Homeowner's exemption$450,522 Land $180,205 Building $270,317
2022$5,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Whirlwind Ln

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