1697 Windmill Rd, Gardnerville, NV 89410 Property Records

Douglas County property record for 1697 Windmill Rd, Gardnerville, NV 89410

Property Summary

Property Type	Duplex
Details	2,848 sqft · built 1991
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,897 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1321-33-001-004`

Property Details

APN / Parcel Number

Primary APN	`1321-33-001-004`
Alternative APNs	`000023160240` `23160240`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,848 sqft Living Area
Gross Area	4,717 sqft
1st Floor Area	2,848 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Duplex Single
Lot Area	193,842 sqft (4.45 acres)
Garage Type	Attached
Garage Area	1,869 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	000023160240
Street Address	1697 WINDMILL RD
City	GARDNERVILLE
State	NV
Zip	89410-6653
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT D-1
Legal Range	21E
Legal Township	13N
Legal Section	33
Legal Subdivision	MAP MERRILL KEITH & FRANCES D
Legal Block	1
Legal Lot Number	D-1
Jurisdiction	DOUGLAS NV
Township / Civil Division	PINE NUT
Census Block Group	1
Census Block	1082
Census Tract	2300

Owner

1697 Windmill Rd, a duplex, is owned and occupied by two individuals.

Source: Douglas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1697 WINDMILL RD, GARDNERVILLE, NV 89410-6653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1697 WINDMILL RD, GARDNERVILLE, NV 89410-6653
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061130
Date	Feb 2, 2021
Instrument	2021-961130

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1697 WINDMILL RD, GARDNERVILLE, NV 89410-6653
Document Number	0000942331
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1697 WINDMILL RD GARDNERVILLE NV 894106653, GARDNERVILLE, NV 89410-6653

Mortgage

Document Number	0000942331
Date	Feb 18, 2020
Instrument	942331

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1697 Windmill Rd was $4,897, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,897.00 (+3.01%)	$211,942 (-1.67%) Land $78,750 Building $133,192
2025	$4,754.00	$215,541 Land $78,750 Building $136,791	$615,831 Land $225,000 Building $390,831
2023	$4,481.00	$209,899 Land $78,750 Building $131,149	$599,711 Land $225,000 Building $374,711
2021			$471,426 Land $135,000 Building $336,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1697 Windmill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1697 Windmill Rd is extreme, ranking above 97.1% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.1% of the US · above 91% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Mono Broadband.

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