1697 Oldfield Point Rd, Elkton, MD 21921 Property Records

Cecil County property record for 1697 Oldfield Point Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,702 sqft · built 1993
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Apr 2023)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-103013`

Property Details

APN / Parcel Number

Primary APN	`03-103013`
Alternative APNs	`3103013` `103013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Total Area
Basement Area	846 sqft
Finished Basement	846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	404 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	103013
Street Address	1697 OLDFIELD POINT RD
City	ELKTON
State	MD
Zip	21921-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 1 - 2.328 ACRES 1697 OLDFIELD POINT ROAD S/W OF ELKTON
Legal Subdivision	NESTER HOWARD
Legal Lot Number	1
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	3
Census Block	3035
Census Tract	30503

Owner

Source: Cecil County assessment roll, APN 03-103013, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1697 OLDFIELD POINT RD, ELKTON, MD 21921-7303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 09, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 24, 2017	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Mar 09, 2017 · Amount on Record
Deed Book / Page	5315 / 274
Transfer Doc	0030860339
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 19, 2023
Property Address	1697 OLDFIELD POINT RD, ELKTON, MD 21921-7303
Document Number	0053150274
Book / Page	5315 / 274
Map Reference	LB 4035 FO 1
Instrument Date	Apr 07, 2023
Transaction Type	Transfer
Record Updated	May 03, 2023
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 OLDFIELD POINT RD, ELKTON, MD 21921-7303

Mortgage

Document Number	0053150279
Date	Apr 19, 2023
Book Page	5315/279

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 09, 2017
Property Address	1697 OLDFIELD POINT RD, ELKTON, MD 21921-7303
Document Number	0040350001
Book / Page	4035 / 001
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 OLDFIELD POINT RD, ELKTON, MD 21921-7303

Mortgage

Document Number	0000040357
Date	Mar 09, 2017
Instrument	4035/7

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1697 OLDFIELD POINT RD, ELKTON, MD 21921-7303
Document Number	0041850283
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 OLDFIELD POINT RD ELKTON MD 219217303, ELKTON, MD 21921-7303

Mortgage

Document Number	0041850283
Date	Mar 09, 2017
Book Page	004185/000283

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,933 (+12.22%)	$432,400 (-) Land $94,900 Building $337,500
2025	$3,862.00 (+44.32%)	$347,467 (+15.69%)	$432,400 (+41.77%) Land $94,900 Building $337,500
2023	$2,676.00	$300,333	$305,000 Land $94,900 Building $210,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150305033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 13 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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