1697 Monick Branch Rd, Loretto, KY 40037 Property Records

Marion County property record for 1697 Monick Branch Rd, Loretto, KY 40037

Property Summary

Property Type	General Agricultural/Rural
Details	749 sqft
Lot Size	11.2 acres (488,308 sqft)
Owner	Individual Name on File
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-003-02`

Property Details

APN / Parcel Number

Primary APN	`018-003-02`
Alternative APN	`84111`

Interior

Stories	1 Story
Building Area	749 sqft Total Area

Exterior

Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Lot Area	488,308 sqft (11.2 acres)
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	397 sqft

Location & Zoning

Account Number	84111
Street Address	1697 MONICK BRANCH RD
City	LORETTO
State	KY
Zip	40037-8131
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	TRACT 3
Legal Subdivision	JOSEPH LAWRENCE RULEY FARM DIVISION
Legal Tract	3
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	1
Census Block	1001
Census Tract	970400

Owner

1697 Monick Branch Rd, an agricultural property, is owned by an individual who acquired it in February 2014.

Source: Marion County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3805 BURNING BUSH RD, LOUISVILLE, KY 40241-1612
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 3, 2025	Deed, Transfer · Commercial Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 7, 2014
Transfer Doc	0300000606
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	1697 MONICK BRANCH RD, LORETTO, KY 40037-8131
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000413/538
Date	Aug 15, 2017
Book Page	413/538

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	LEBANON, KY 40033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2042

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	1697 MONICK BRANCH RD, LORETTO, KY 40037-8131
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441/128
Date	Mar 25, 2020
Book Page	441/128

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Mar 3, 2025
Property Address	1697 MONICK BRANCH RD, LORETTO, KY 40037-8131
Document Number	00000368/9
Book / Page	368 / 9
Instrument Date	Feb 28, 2025
Instrument	244120
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8600 WIMBORNE WAY, LOUISVILLE, KY 40222-5353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 MONICK BRANCH RD, LORETTO, KY 40037-8131
Investor	Possibly a Property Investor

Mortgage

Document Number	000M510131
Date	Mar 3, 2025
Instrument	M510/131

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1697 Monick Branch Rd was $1,320.

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00	$150,000 Land $30,000 Building $120,000	$150,000 Land $30,000 Building $120,000
2023	$717.00	$80,000 Land $10,000 Building $70,000	$80,000 Land $10,000 Building $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1697 Monick Branch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1697 Monick Branch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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