Cheboygan County property record for 1697 McRae Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1972 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,005 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-R49-000-001-00 |
| Primary APN | 105-R49-000-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 480 sqft |
| Street Address | 1697 MCRAE DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-8919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF RIVERS' VIEW, LOT 1. (SEC 8, T37N,R1W) 489/430;1523/768 |
| Legal Range | 01W |
| Legal Township | 001 |
| Legal Section | 08 |
| Legal Subdivision | PLAT OF RIVERS VIEW |
| Legal Lot Number | 1 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960300 |
1697 McRae Dr is owned and occupied by two individuals who acquired it in January 2024.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1697 MCRAE DR, CHEBOYGAN, MI 49721-8919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2024 |
| Transfer Doc | 001523/768 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jan 29, 2024 |
| Property Address | 1697 MCRAE DR, CHEBOYGAN, MI 49721-8919 |
| Document Number | 001523/768 |
| Book / Page | 1523 / 768 |
| Instrument Date | Jan 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1697 MCRAE DR, CHEBOYGAN, MI 49721-8919 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1697 MCRAE DR, CHEBOYGAN, MI 49721-8919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1697 MCRAE DR, CHEBOYGAN, MI 49721-8919 |
| Document Number | 0000001432/0000000263 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 0000001432/0000000263 |
| Name | AMERIFIRST FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 1697 McRae Dr was $1,005 with a homeowner's exemption, up 3.2% from the year before.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Benton Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,900 (+9.91%) | $261,800 (+9.91%) | |
| 2025 | $1,005.00 (+3.18%) Homeowner's exemption | $119,100 | $238,200 |
| 2024 | $974.00 | ||
| 2023 | $87,800 | $175,600 | |
| 2022 | $906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1697 McRae Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1697 McRae Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Presque Isle Connect Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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