1697 Hwy J, Hermann, MO 65041 Property Records

Gasconade County property record for 1697 Hwy J, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,069 sqft · built 1876
Lot Size	37.3 acres (1,626,530 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-4.0-19-0-00-007.000`

Property Details

APN / Parcel Number

Primary APN	`05-4.0-19-0-00-007.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,069 sqft Living Area
1st Floor Area	1,069 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	1,626,530 sqft (37.3 acres)
Garage Type	Detached
Garage Area	1,088 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1697 HIGHWAY J
City	HERMANN
State	MO
Zip	65041-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NE, SW OF FIRST CREEK; PT NE SE: AC-37.34
Legal Range	05W
Legal Township	45N
Legal Section	19
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2057
Census Tract	960200

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1697 HIGHWAY J, HERMANN, MO 65041-4300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES SAVINGS BANK OF RHINELAND
May 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1697 HIGHWAY J, HERMANN, MO 65041-4300
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170355
Date	Feb 7, 2017
Instrument	2017-0355

Lender

Name	FIRST BANK
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1697 HIGHWAY J, HERMANN, MO 65041-4300
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020203363
Date	Oct 29, 2020
Instrument	2020-3363

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1697 HIGHWAY J, HERMANN, MO 65041-4300
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240966
Date	May 9, 2024
Instrument	2024-0966

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,270 (+21.03%)	$162,150 (+20.58%) Land $12,950 Building $149,200
2025	$1,540.00 (+7.02%)	$25,010 (+8.5%)	$134,470 (+8.37%) Land $12,950 Building $121,520
2023	$1,439.00	$23,050	$124,080
2022	$1,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	131 (1982–2020)
Claims Outside the SFHA	12 of 131
Most Recent Claim	Jan 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 25 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 25 claims Severe Storms & Flooding, Oct 1993 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Brightspeed DSL	100 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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