1697 E Chippewa River Rd, Midland, MI 48640 Property Records

Midland County property record for 1697 E Chippewa River Rd, Midland, MI 48640 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,516 sqft · built 2002
Lot Size8.03 acres (349,787 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Nov 2023)
Tax Bill$3,297 (2025)
Deeds & MortgagesAug 2026 Mortgage
Nov 2023 Sale
Flood ZoneZone AE (high risk)
APN040-024-200-063-00

Property Details

APN / Parcel Number

Primary APN040-024-200-063-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,516 sqft Living Area
1st Floor Area1,516 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area349,787 sqft (8.03 acres)
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1697 E CHIPPEWA RIVER RD
CityMIDLAND
StateMI
Zip48640-8202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 24 T14N R1E COM 585 FT S & 48 FT W OF N 1/4 COR, THE W 282.02 FT, S 841.26 FT, W 120 FT, S 339.94 FT TO C/L OF CHIP RIV RD, TH N 70D 38M 35S E ALG C/L 423.68 FT, N 1043.73 FT
Legal Range01E
Legal Township14N
Legal Section24
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group3
Census Block3015
Census Tract291200

Owner

Source: Midland County records · APN 040-024-200-063-00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1697 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CREDIT UNION
Nov 17, 2023Warranty Deed, Transfer
DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Deed Book / Page1668 / 1379
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Recording DateAug 05, 2026
Property Address1697 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8202
Document Number0000007569
Instrument DateJul 31, 2026
Instrument20267569
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1697 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8202

Mortgage

Document Number0000007569,
DateAug 05, 2026
Instrument20267569
Lender
NameGENISYS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 05, 2036
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateNov 17, 2023
Property Address1697 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8202
Document Number01668/1379
Book / Page1668 / 1379
Instrument DateNov 08, 2023
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount Recorded
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22990 SW 179TH PL, MIAMI, FL 33170-5406

Transferred To (Grantee/Buyer)

NameVerified Name
Address1697 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8202

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$121,600 (+24.08%)$243,200 (+24.08%)
2025$3,297.00 (+22.29%)
2023$98,000$196,000
2022$2,696.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 7% of the US · above 17% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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