1697 Deer Pointe Dr, South Elgin, IL 60177 Property Records

Kane County property record for 1697 Deer Pointe Dr, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,626 sqft · built 2005
Lot Size	0.35 acres (1,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Aug 2025)
Tax Bill	$6,493 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-179-027`

Property Details

APN / Parcel Number

Primary APN	`06-25-179-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	1,541 sqft (0.35 acres)
Lot Dimensions	67 ft deep x 23 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1697 DEER POINTE DR
City	SOUTH ELGIN
State	IL
Zip	60177-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE POINTE SUB PHASE 1 LOT MF1 AS DESC IN DOC 2006K097909
Legal Subdivision	PRAIRIE POINTE SUB
Legal Phase	1
Legal Block	2
Legal Lot Number	MF1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	851801

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 17, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2017	Deed, Transfer
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	202532781
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307

Mortgage

Document Number	0000036358
Date	Oct 17, 2023
Instrument	2023K036358

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078216
Date	Dec 15, 2020
Instrument	2020K078216

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Oct 17, 2019
Property Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307
Document Number	0000049342
Map Reference	DOC 2004K083939
Instrument Date	Sep 18, 2019
Instrument	2019K049342
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 129, ADDISON, IL 60101-0129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307

Mortgage

Document Number	0000049343
Date	Oct 17, 2019
Instrument	2019K049343

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate	3.7%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 16, 2017
Property Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307
Document Number	0000030809
Map Reference	DOC2004K083939
Instrument Date	Jun 3, 2017
Instrument	2017K030809
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1697 DEER POINTE DRIVE, 1697, BLOOMINGDALE, IL 60117-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, ADDISON, IL 60101-0129

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2017
Property Address	1697 DEER POINTE DR, SOUTH ELGIN, IL 60177-1307
Document Number	0000029141
Instrument Date	May 30, 2017
Instrument	2017K029141
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 W JOHNSON ST UNIT 205, 205, PALATINE, IL 60067-6192

Mortgage

Document Number	0000029142
Date	Jun 8, 2017
Instrument	2017K029142

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate	4.62%

Mortgage

Document Number	0000029143
Date	Jun 8, 2017
Instrument	2017K029143

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,493.00 (+13.18%) Homeowner's exemption
2024		$88,218 (+21.4%) Land $26,007 Building $62,211	$264,760 (+21.44%) Land $78,052 Building $186,708
2022	$5,737.00 (+6.36%) Homeowner's exemption	$72,670 (+6.96%) Land $21,423 Building $51,247	$218,010 (+6.96%) Land $64,269 Building $153,741
2021	$5,394.00 Homeowner's exemption	$67,941 Land $20,029 Building $47,912	$203,823 Land $60,087 Building $143,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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