Howard County property record for 16961 Frederick Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,547 sqft · built 1949 |
| Lot Size | 0.68 acres (29,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Nov 2018) |
| Tax Bill | $7,292 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-322371 |
| Primary APN | 04-322371 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,547 sqft Total Area |
| Basement Area | 695 sqft |
| Finished Basement | 695 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 29,620 sqft (0.68 acres) |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 322371 |
|---|---|
| Street Address | 16961 FREDERICK RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | 2 LOTS 16 17 16961 FREDERICK RD POPLAR HGTS SUBDV |
| Legal Subdivision | POPLAR HGTS SUB |
| Legal Lot Number | 16,17 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 604001 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16961 FREDERICK RD, MOUNT AIRY, MD 21771-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC |
| Jan 2, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 21, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on Record |
| Deed Sale | Nov 21, 2018 · Amount on Record |
| Prior Sale | Dec 20, 2005 · Amount on Record |
| Deed Book / Page | 18456 / 427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16961 FREDERICK RD, MOUNT AIRY, MD 21771-3305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 16961 FREDERICK RD, MOUNT AIRY, MD 21771-3305 |
| Document Number | 0203570021 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 20357/21 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16961 FREDERICK RD, MOUNT AIRY, MD 21771-3305 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FREESTATE TTL CONSULTANTS LL |
| Name | Verified Name |
|---|
| Document Number | 0191000433 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 19100/433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 21, 2018 |
| Property Address | 16961 FREDERICK RD, MOUNT AIRY, MD 21771-3305 |
| Document Number | 0184560427 |
| Book / Page | 018456 / 000427 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16961 FREDERICK RD MOUNT AIRY MD 217713305, MOUNT AIRY, MD 21771-3305 |
| Document Number | 184560433 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 018456/000433 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,292.00 (+7.38%) | $486,867 (+7.76%) | $557,000 (+23.28%) Land $299,300 Building $257,700 |
| 2025 | $6,791.00 (+40.31%) | $451,800 (+3.34%) Land $204,300 Building $247,500 | $451,800 (-) Land $204,300 Building $247,500 |
| 2023 | $437,200 | $451,800 Land $204,300 Building $247,500 | |
| 2022 | $4,840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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