16960 Pine Summit Dr, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 16960 Pine Summit Dr, Wildwood, MO 63005

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,970 sqft · built 2019
Lot Size0.242 acres (10,528 sqft)
Owner2 Individual Names on File
Last Sale$1,030,000 (Sep 2023)
Tax Bill$12,062 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18U-61-0053

Property Details

APN / Parcel Number

Primary APN18U-61-0053

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area4,970 sqft Living Area
Gross Area5,610 sqft
1st Floor Area1,256 sqft
Basement Area850 sqft
Finished Basement850 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Construction TypeFrame
Foundation TypeRaised
Lot Area10,528 sqft (0.242 acres)
Lot Dimensions70 ft deep x 70 ft wide
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area200 sqft
Patio Area192 sqft
Balcony Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16960 PINE SUMMIT DR
CityWILDWOOD
StateMO
Zip63005-4450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFIENUP FARMS PLAT ONE LOT 2A
Legal SubdivisionFIENUP FARMS PLAT ONE
Legal Lot Number2A
JurisdictionST LOUIS MO
Township / Civil DivisionCHESTERFIELD
Census Block Group1
Census Block1015
Census Tract221629

Owner

16960 Pine Summit Dr is owned and occupied by two individuals who bought it in September 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record2 Individual Names on File
Mailing Address16960 PINE SUMMIT DR, WILDWOOD, MO 63005-4450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer · Conventional Mortgage
NORTHERN LAKES MORTGAGE LLC
Aug 3, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2023 · Amount on File
Deed SaleSep 7, 2023 · Amount on File
Prior SaleAug 3, 2021 · Amount on File
Deed Document Number2023971
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateSep 7, 2023
Property Address16960 PINE SUMMIT DR, WILDWOOD, MO 63005-4450
Document Number2023090700001
Map ReferenceMB 367 PG 125
Instrument DateAug 2, 2023
Instrument2023090700001
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address120 LONGWATER DR, NORWELL, MA 02061-1653

Transferred To (Grantee/Buyer)

NameVerified Name
Address16960 PINE SUMMIT DR, WILDWOOD, MO 63005-4450

Mortgage

Document Number2023090700002
DateSep 7, 2023
Instrument2023090700002
Lender
NameNORTHERN LAKES MORTGAGE LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2038

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 3, 2021
Property Address16960 PINE SUMMIT DR, WILDWOOD, MO 63005-4450
Document Number0250240558
Book / Page25024 / 558
Map ReferenceMB 367 PG 125
Instrument DateJul 28, 2021
Instrument2021080300103
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address16960 PINE SUMMIT DR, WILDWOOD, MO 63005-4450

Mortgage

Document Number2021080300104
DateAug 3, 2021
Instrument2021080300104
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16960 Pine Summit Dr was $12,062, up 13.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityChesterfield City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,870 (-) Land $54,000 Building $119,870$915,100 (-) Land $284,200 Building $630,900
2025$12,062.00 (+13.86%)$173,870 Land $54,000 Building $119,870$915,100 Land $284,200 Building $630,900
2024$10,594.00 (+2.67%)
2023$10,318.00$149,290 Land $28,540 Building $120,750$785,700 Land $150,200 Building $635,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16960 Pine Summit Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims7 (1985–2015)
Claims Outside the SFHA4 of 7
Most Recent ClaimMay 2015 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16960 Pine Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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