1696 Co Rte 7, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 1696 Co Rte 7, Oswego, NY 13126

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,668 sqft · built 2006
Lot Size	98.1 acres (4,276,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Jan 2018)
Tax Bill	$13,772 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage May 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`354200 199.00-02-16`

Property Details

APN / Parcel Number

Primary APN	`354200 199.00-02-16`
Alternative APN	`420019900000020160000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	4,276,285 sqft (98.1 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1696 COUNTY ROUTE 7
City	OSWEGO
State	NY
Zip	13126-5642
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1041
Census Tract	21401

Owner

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 238, OSWEGO, NY 13126-0238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Grant Deed, Transfer · VA Mortgage USAA
May 19, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Aug 7, 1996 · Amount on Record
Deed Document Number	201880
Prior Transfer Date	Mar 26, 2013
Prior Transfer Doc	0000003577
Record Updated	Oct 29, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 3, 2018
Property Address	1696 COUNTY ROUTE 7, OSWEGO, NY 13126-5642
Document Number	0000000080
Instrument Date	Dec 18, 2017
Instrument	80
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	CUSTOMIZED LENDERS SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,472.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1696 COUNTY ROUTE 7 OSWEGO NY 131265642, OSWEGO, NY 13126-5642

Mortgage

Document Number	81
Date	Jan 3, 2018
Instrument	81

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2033

May 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	OSWEGO NY
Recording Date	May 19, 2017
Property Address	1696 COUNTY ROUTE 7, OSWEGO, NY 13126-5642
Document Number	0000004483
Instrument Date	May 5, 2017
Instrument	4483
Transaction Type	Foreclosure
Record Updated	Jun 16, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 W 1ST ST OSWEGO NY 131262550, OSWEGO, NY 13126-2550

Tax Assessment & Valuation

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,772.00 (+10.98%) Veteran's exemption
2025	$12,410.00	$347,000 (-) Land $88,600 Building $258,400	$568,852 (+13.11%) Land $145,246 Building $423,606
2023		$347,000 Land $88,600 Building $258,400	$502,899 Land $128,406 Building $374,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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