Wayne County property record for 16955 Vail Dr, Southgate, MI 48195
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,324 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2023) |
| Tax Bill | $11,379 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53 023 02 0087 000 |
| Primary APN | 53 023 02 0087 000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 1,453 sqft |
| Basement Area | 1,153 sqft |
| Unfinished Basement | 1,153 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 117 ft deep x 85.2 ft wide |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16955 VAIL DR |
|---|---|
| City | SOUTHGATE |
| State | MI |
| Zip | 48195-2197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD PLANNED |
| Legal Description | 35V 87 LOT 87 CORNERSTONE SUB T3S R10E L110 PA38 TO 42 WCR |
| Legal Subdivision | CORNERSTONE |
| Legal Lot Number | 87 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | SOUTHGATE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 581200 |
16955 Vail Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 4, 2020 | Quit Claim Deed, Transfer VANGUARD TITLE COMPANY, VANGUARD TITLE CO |
| Jul 9, 2020 | Warranty Deed, Transfer VANGUARD TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2023 · Amount on File |
| Deed Sale | Mar 6, 2023 · Amount on File |
| Prior Sale | Jul 9, 2020 · Amount on File |
| Deed Document Number | 202343912 |
| Deed Book / Page | 58108 / 1098 |
| Prior Transfer Date | Dec 19, 2014 |
| Prior Transfer Doc | 0519421419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Mar 6, 2023 |
| Property Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Document Number | 0581081098 |
| Book / Page | 58108 / 1098 |
| Map Reference | LB 110 PG 38 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023043912 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Name | Verified Name |
|---|---|
| Address | 7676 LAME AVENUE, ALLEN PARK, MI 48101-2470 |
| Document Number | 0581120708 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 58112/708 |
| Instrument | 2023045562 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Document Number | 0575981147 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 57598/1147 |
| Instrument | 2022171601 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Document Number | 0569110878 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 56911/878 |
| Instrument | 2021293868 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 4, 2020 |
| Property Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Document Number | 0558220678 |
| Book / Page | 055822 / 000678 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 177230 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | VANGUARD TITLE COMPANY, VANGUARD TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16955 VAIL DR SOUTHGATE MI 481952197, SOUTHGATE, MI 48195-2197 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jul 9, 2020 |
| Property Address | 16955 VAIL DR, SOUTHGATE, MI 48195-2197 |
| Document Number | 0558900978 |
| Book / Page | 55890 / 978 |
| Map Reference | LB 110 PG 38 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 2020202777 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16955 VAIL DR, 16955, SOUTHGATE, MI 48195-2197 |
| Name | Verified Name |
|---|---|
| Address | 2877 BIDDLE AVE, WYANDOTTE, MI 48192-5211 |
The 2025 property tax bill for 16955 Vail Dr was $11,379 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Southgate City |
| Unified School District | Southgate Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,300 (-3.58%) | $376,600 (-3.58%) | |
| 2025 | $11,379.00 Homeowner's exemption | $195,300 | $390,600 |
| 2023 | $165,700 | $331,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16955 Vail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16955 Vail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE serves 30,047 people · EPA ID MI0006170 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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