16951 Wingspread Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 16951 Wingspread Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,477 sqft · built 2020
Lot Size	0.19 acres (8,292 sqft)
Owner	Company Name on File
Last Sale	$950,000 (Sep 2022)
Tax Bill	$14,372 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-23-27-2726-04-120`

Property Details

APN / Parcel Number

Primary APN	`31-23-27-2726-04-120`
Alternative APNs	`272331272604120` `153903` `155092` `157513`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,477 sqft Living Area
Gross Area	5,004 sqft
1st Floor Area	1,808 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,292 sqft (0.19 acres)
Garage Type	Attached
Garage Area	682 sqft
Porch	Finished/Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16951 WINGSPREAD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HAWKSMOOR PHASE 4 102/67 LOT 412
Legal Range	27E
Legal Township	23S
Legal Section	31
Legal Subdivision	HAWKSMOOR PHASE 4
Legal Phase	4
Legal Block	4
Legal Lot Number	412
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1085
Census Tract	17113

Owner

16951 Wingspread Loop is owned by a company that bought it in September 2022.

Source: Orange County records, as of April 30, 2026

Owner of Record	Company Name on File
Mailing Address	1160 S GOODMAN RD, CHAMPIONS GATE, FL 33896-9691
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Special Warranty Deed, Transfer · Conventional Mortgage BANCO DO BRASIL AMERICAS
Jan 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	2022569907
Record Updated	Jun 8, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 16, 2022
Property Address	16951 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9551
Document Number	0000569907
Map Reference	MB 102 PG 67-74
Instrument Date	Sep 7, 2022
Instrument	20220569907
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	NOT AVAILABLE, TRADITIONS T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 S KIRKMAN RD # 135135, 5401, ORLANDO, FL 32819-7940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 S GOODMAN RD, CHAMPIONS GATE, FL 33896-9691

Mortgage

Document Number	0000569908
Date	Sep 16, 2022
Instrument	20220569908

Lender

Name	BANCO DO BRASIL AMERICAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 19, 2021
Property Address	16951 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9551
Document Number	0000033322
Map Reference	MB 102 PG 67-74
Instrument Date	Jan 7, 2021
Instrument	20210033322
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,179.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 MAITLAND CENTER PKWY # 300300, 2450, MAITLAND, FL 32751-4140

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033323
Date	Jan 19, 2021
Instrument	20210033323

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 16951 Wingspread Loop was $14,372, up 4.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$902,090 (+7%) Land $200,000 Building $702,090	$902,090 (+7%) Land $200,000 Building $702,090
2025	$14,372.00 (+4.33%)	$843,040 Land $130,000 Building $713,040	$843,040 Land $130,000 Building $713,040
2024	$13,775.00 (+18.72%)
2023	$11,603.00 (+21.4%)	$705,765 (+22.23%) Land $125,000 Building $580,765	$705,765 (+22.23%) Land $125,000 Building $580,765
2022	$9,558.00	$577,404 Land $115,000 Building $462,404	$577,404 Land $115,000 Building $462,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16951 Wingspread Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16951 Wingspread Loop is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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