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16951 Bernstein Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16951 Bernstein Ave, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,976 sqft · built 2022
Lot Size0.142 acres (6,209 sqft)
OwnerIndividual Name on File
Last Sale$641,500 (Jan 2022)
Tax Bill$9,398 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Dec 2020 Loan Modification
+ 3 more
Flood ZoneZone X (reduced by levee)
APN210-450-260-000

Property Details

APN / Parcel Number

Primary APN210-450-260-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,976 sqft Living Area

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Lot Area6,209 sqft (0.142 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address16951 BERNSTEIN AVE
CityLATHROP
StateCA
Zip95330-9291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 55 RIVER ISLANDS STAGE 2A VILLAGE AA TRACT 4
Legal Subdivision4001 RIVER ISLANDS STAGE 2A VL
Legal Tract4
Legal Lot Number55
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1100
Census Tract5214

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16951 BERNSTEIN AVE, LATHROP, CA 95330-9291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Grant Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 15, 2020Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK
Dec 16, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE
Dec 9, 2020Loan Modification, Mortgage
OLD REPUBLIC TITLE
Dec 31, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Prior SaleDec 31, 2019
Deed Document Number2022-006484
Record UpdatedJun 8, 2026

January 2022: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 14, 2022
Property Address16951 BERNSTEIN AVE, LATHROP, CA 95330-9291
Document Number0000006484
Map ReferenceMB 43 PG 65
Instrument DateJan 10, 2022
Instrument2022-006484
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16951 BERNSTEIN AVE, LATHROP, CA 95330-9291

Mortgage

Document Number0000006485
DateJan 14, 2022
Instrument2022-006485
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN JOAQUIN CA
Property Address16951 BERNSTEIN AVE, LATHROP, CA 95330-9291
Document Number0000177484
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809
InvestorPossibly a Property Investor

Mortgage

Document Number0000177484
DateDec 16, 2020
Instrument177484
Lender
NameWELLS FARGO BK
TypeBank
Address1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 16, 2020
Property Address16951 BERNSTEIN AVE, LATHROP, CA 95330-9291
Document Number0000177480
Instrument DateDec 9, 2020
Instrument177480
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$5,055.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809
InvestorPossibly a Property Investor

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN JOAQUIN CA
Property Address16951 BERNSTEIN AVE, LATHROP, CA 95330-9291
Document Number0000177483
Instrument DateDec 9, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address16951 BERNSTEIN AVE LATHROP CA 953309291, LATHROP, CA 95330-9291
InvestorPossibly a Property Investor

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 31, 2019
Property Address16951 BERNSTEIN AVE, LATHROP, CA 95330-9291
Document Number0000156243
Instrument DateDec 23, 2019
Instrument156243
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address73 STEWART RD LATHROP CA 953309746, LATHROP, CA 95330-9746

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictBanta Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,398.00 (-27.92%) Homeowner's exemption$270,093 (-58.7%) Land $83,729 Building $186,364
2023$13,038.00 (+76.05%) Homeowner's exemption$653,962 Land $153,000 Building $500,962
2022$7,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 107 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Matrix Broadband
Fixed Wireless		200 / 40
Ayera Technologies
Fixed Wireless		120 / 40
Cal.net
Fixed Wireless		100 / 20

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