16950 N Locust Tree Rd, Lodi, CA 95240 Property Records

San Joaquin County property record for 16950 N Locust Tree Rd, Lodi, CA 95240

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,926 sqft · built 1970
Lot Size1.42 acres (61,855 sqft)
Owner2 Individual Names on Record
Last Sale$424,500 (Oct 2014)
Tax Bill$6,359 (2026)
Deeds & MortgagesOct 2021 Transfer
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN051-120-900-000

Property Details

APN / Parcel Number

Primary APN051-120-900-000
Alternative APN
  • 051-410-100-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,926 sqft Living Area
1st Floor Area1,926 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area61,855 sqft (1.42 acres)
Garage Area2,280 sqft
Parking Spaces8 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number051120900000
Street Address16950 N LOCUST TREE RD
CityLODI
StateCA
Zip95240-9368
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description16-FM POR 051-120-38/PT TO 91/92 PER 14019702/1410
Legal Block3
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLOCKEFORD
Census Block Group3
Census Block3016
Census Tract4704

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16950 N LOCUST TREE RD, LODI, CA 95240-9368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Intrafamily Transfer, Transfer
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2014 · Amount on Record
Deed SaleOct 8, 2014 · Amount on Record
Deed Document Number2014100873
Last Transfer DateSep 29, 2021
Transfer Doc0000177683
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 22, 2021
Property Address16950 N LOCUST TREE RD, LODI, CA 95240-9368
Document Number0000177683
Instrument DateSep 29, 2021
Instrument2021-177683
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 896, VICTOR, CA 95253-0896

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address16950 N LOCUST TREE RD, LODI, CA 95240-9368
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO SAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055788
DateMay 11, 2020
Instrument2020-055788
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,359.00 (+0.35%)
2025$6,337.00 (+3.95%) Homeowner's exemption$578,480 (+4.04%) Land $192,291 Building $386,189
2023$6,096.00 (+2.25%) Homeowner's exemption$556,019 Land $184,825 Building $371,194$759,780
2022$5,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
T-Mobile
Fixed Wireless
100 / 20

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