1695 Wakely Rd, Cook, MN 55723 Property Records

St. Louis County property record for 1695 Wakely Rd, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1979
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2025)
Tax Bill	$722 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`495-0010-02885`

Property Details

APN / Parcel Number

Primary APN	`495-0010-02885`
Alternative APNs	`1190442` `1154454` `551311`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	576 sqft
Cabin	120 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1190442
Street Address	1695 WAKELY RD
City	COOK
State	MN
Zip	55723-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	W1/2 OF NE1/4 OF NE1/4 SERIAL #
Legal Range	18W
Legal Township	62N
Legal Section	23
Legal Subdivision	OWENS TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	OWENS
Census Block Group	4
Census Block	4021
Census Tract	15200

Owner

1695 Wakely Rd is owned and occupied by two individuals who bought it in October 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1695 WAKELY RD, COOK, MN 55723-8000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Sep 11, 2023 · Amount on File
Deed Document Number	20251095718
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 31, 2025
Property Address	1695 WAKELY RD, COOK, MN 55723-8000
Document Number	0001095718
Instrument Date	Sep 19, 2025
Instrument	1095718
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1695 WAKELY RD, COOK, MN 55723-8000

Mortgage

Document Number	0001095719
Date	Oct 31, 2025
Instrument	1095719

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2023
Property Address	1695 WAKELY RD, COOK, MN 55723-8000
Document Number	0001072159
Instrument Date	Aug 29, 2023
Instrument	1072159
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 WAKELY RD, COOK, MN 55723-8000

Mortgage

Document Number	0001072160
Date	Sep 11, 2023
Instrument	1072160

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1695 Wakely Rd was $722 with a homeowner's exemption, up 18% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Owens Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$722.00 (+17.97%) Homeowner's exemption
2025	$612.00 Homeowner's exemption	$153,300 (+8.42%) Land $58,900 Building $94,400	$153,300 (+8.42%) Land $58,900 Building $94,400
2024		$141,400 Land $58,900 Building $82,500	$141,400 Land $58,900 Building $82,500
2023	$906.00 Homeowner's exemption
2022		$104,900 Land $52,200 Building $52,700	$104,900 Land $52,200 Building $52,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1695 Wakely Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 Wakely Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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