1695 State Hwy 8, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 1695 State Hwy 8, Mount Upton, NY 13809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,419 sqft · built 1885
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Sep 2020)
Tax Bill	$2,961 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083200 199.07-3-10`

Property Details

APN / Parcel Number

Primary APN	`083200 199.07-3-10`
Alternative APNs	`320019907000030100000000` `0710164`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,419 sqft Living Area
1st Floor Area	1,303 sqft
2nd Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	170 ft deep x 82 ft wide
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0710164
Street Address	1695 STATE HIGHWAY 8
City	MOUNT UPTON
State	NY
Zip	13809-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	CHENANGO NY
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4001
Census Tract	970602

Owner

1695 State Hwy 8 is owned and occupied by an individual who bought it in September 2020.

Source: Chenango County and Guilford Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1695 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Prior Sale	May 6, 2003 · Amount on File
Deed Document Number	2020202000001282
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Sep 22, 2020
Property Address	1695 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4106
Document Number	0000001282
Instrument Date	Sep 21, 2020
Instrument	1282
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BIRCH ST KINGSTON NY 12401, KINGSTON, NY 12401

Mortgage

Document Number	1488
Date	Sep 22, 2020
Instrument	1488

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1695 State Hwy 8 was $2,961, down 8.1% from the year before.

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Guilford Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,961.00 (-8.1%)
2025	$3,222.00	$89,800 Land $7,100 Building $82,700	$113,671 Land $8,987 Building $104,684
2023		$89,800 Land $7,100 Building $82,700	$108,193 Land $8,554 Building $99,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1695 State Hwy 8 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2006–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 State Hwy 8 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT UPTON WATER DISTRICT serves 300 people · EPA ID NY0801743
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on State Hwy 8

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