1695 Rte 245, Middlesex, NY 14507 Property Records

Yates County and Middlesex Town property record for 1695 Rte 245, Middlesex, NY 14507

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,415 sqft · built 1886
Lot Size	29.8 acres (1,299,830 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Oct 2002)
Tax Bill	$2,415 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0714-000`

Property Details

APN / Parcel Number

Primary APN	`0714-000`
Alternative APNs	`280003200400010250000000` `572800 32.04-1-25`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,415 sqft Living Area
1st Floor Area	1,389 sqft
2nd Floor Area	1,026 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	1,299,830 sqft (29.8 acres)
Lot Dimensions	1,438 ft deep x 1,240 ft wide
Porch	Patio
Porch Area	460 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0714-000
Street Address	1695 ROUTE 245
City	MIDDLESEX
State	NY
Zip	14507
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Subdivision	PHELPS & GORHAM PURCHASE
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	YATES NY
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3050
Census Tract	150301

Owner

1695 Rte 245, a rural home, is owned and occupied by an individual who acquired it in July 2003.

Source: Yates County and Middlesex Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1695 ROUTE 245, NAPLES, NY 14512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2002 · Amount on File
Deed Sale	Oct 10, 2002 · Amount on File
Prior Sale	Sep 30, 2002 · Amount on File
Deed Book / Page	472 / 173
Last Transfer Date	Jul 7, 2003
Transfer Doc	0486000211
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	1695 ROUTE 245, MIDDLESEX, NY 14507
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214275
Date	Mar 15, 2021
Instrument	2021-4275

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	1695 ROUTE 245, MIDDLESEX, NY 14507
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1164/211
Date	Jul 7, 2020
Book Page	MT 1164/211
Instrument	2020-00001601

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	1695 ROUTE 245, MIDDLESEX, NY 14507
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214274
Date	Mar 15, 2021
Instrument	2021-4274

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1695 Rte 245 was $2,415 with a homeowner's exemption, down 12.7% from the year before.

Source: Yates County and Middlesex Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Middlesex Town
Unified School District	Gorham-Middlesex Central School District (Marcus Whitman) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,415.00 (-12.69%) Homeowner's exemption
2025	$2,766.00	$84,000 Land $64,500 Building $19,500	$113,500 Land $87,152 Building $26,348
2023		$84,000 Land $64,500 Building $19,500	$100,000 Land $76,786 Building $23,214
2020	$1,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1695 Rte 245 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 Rte 245 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: CBN, Empire Long Distance.

Nearby Properties on Rte 245

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures