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1695 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1695 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,138 sqft · built 1997
Lot Size0.257 acres (11,212 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Jan 2021)
Tax Bill$5,015 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-22-28-9064-00-360

Property Details

APN / Parcel Number

Primary APN16-22-28-9064-00-360
Alternative APNs
  • 282216906400360
  • 241237
  • 246077
  • 250649

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,138 sqft Living Area
Gross Area2,675 sqft
1st Floor Area2,138 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,212 sqft (0.257 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area117 sqft
Patio Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1695 RACHELS RIDGE LOOP, LO
CityOCOEE
StateFL
Zip34761-9009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionWEDGEWOOD COMMONS PHASE ONE 36/132 LOT 36
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionWEDGEWOOD COMMONS PH 1
Legal Phase1
Legal Tract9064
Legal Lot Number36
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1055
Census Tract18100

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1695 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Prior SaleMar 11, 1997 · Amount on Record
Deed Document Number202150321
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 27, 2021
Property Address1695 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009
Document Number0000050321
Map ReferenceMB 36 PG 132-134
Instrument DateJan 26, 2021
Instrument20210050321
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanySUNSHINE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1307 ARDEN OAKS DR, 1307, OCOEE, FL 34761-8430

Transferred To (Grantee/Buyer)

NameVerified Name
Address1695 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009

Mortgage

Document Number0000050322
DateJan 27, 2021
Instrument20210050322
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,856 (+2.7%)$370,440 (-1.3%) Land $80,000 Building $290,440
2025$5,015.00 (+6.68%) Homeowner's exemption$302,684 (+5.99%)$375,320 (+19.62%) Land $80,000 Building $295,320
2024$4,701.00 (+3.43%)
2023$4,545.00 (+3.18%) Homeowner's exemption$285,586 (+3%)$313,773 (+13.17%) Land $80,000 Building $233,773
2022$4,405.00 Homeowner's exemption$277,268 Land $80,000 Building $197,268$277,268 Land $80,000 Building $197,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims18 (1994–2019)
Claims Outside the SFHA4 of 18
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, Verizon, Xfinity.

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