1695 Mudham Rd, Zebulon, NC 27597 Property Records

Johnston County property record for 1695 Mudham Rd, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 2001
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Oct 2006)
Tax Bill	$2,268 (2026)
Deeds & Mortgages	Dec 2023 Reverse Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11L01028J`

Property Details

APN / Parcel Number

Primary APN	`11L01028J`
Alternative APNs	`2000247922` `2000247012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	1,864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	500 sqft
Deck Area	442 sqft
Patio Area	442 sqft
Storage Building	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000247012
Street Address	1695 MUDHAM RD
City	ZEBULON
State	NC
Zip	27597-7085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 1 OLD EARPSBORO PH 1 58/70
Legal Subdivision	OLD EARPSBORO SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	1
Jurisdiction	JOHNSTON NC
Township / Civil Division	O'NEALS
Census Block Group	3
Census Block	3016
Census Tract	40204

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 3, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2006 · Amount on Record
Deed Sale	Oct 18, 2006 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	2006149571
Deed Book / Page	3218 / 443
Last Transfer Date	Feb 1, 2022
Transfer Doc	0000794871
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Dec 11, 2023
Property Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085
Document Number	0000038685
Book / Page	6589 / 311
Map Reference	MB 56 PG 406
Instrument Date	Dec 6, 2023
Instrument	2023038685
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085

Mortgage

Document Number	0000038686
Date	Dec 11, 2023
Instrument	2023038686

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	835 Months
Due	Jul 21, 2093

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607045
Date	Apr 3, 2019
Book Page	5322/0236
Instrument	2019607045

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000739083
Date	Mar 19, 2021
Book Page	5875/68
Instrument	2021739083

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ZEBULON, NC 27597

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Feb 7, 2022
Property Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085
Document Number	0000794871
Book / Page	6178 / 814
Map Reference	MB 56 PG 406
Instrument Date	Feb 1, 2022
Instrument	2022794871
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1695 MUDHAM RD, 1695, ZEBULON, NC 27597-7085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 MUDHAM RD, ZEBULON, NC 27597-7085

Mortgage

Document Number	0000794872
Date	Feb 7, 2022
Book Page	6178/817
Instrument	2022794872

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,268.00 (+50.8%)	$362,880 (-) Land $54,000 Building $308,880	$362,880 (-) Land $54,000 Building $308,880
2025	$1,504.00 (-15.32%)	$362,880 (+63.42%) Land $54,000 Building $308,880	$362,880 (+63.42%) Land $54,000 Building $308,880
2023	$1,776.00	$222,050 Land $25,920 Building $196,130	$222,050 Land $25,920 Building $196,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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